206 Chimney Oak Dr, Joppa, MD 21085 Property Records

Harford County property record for 206 Chimney Oak Dr, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,688 sqft · built 2010
Lot Size	0.204 acres (8,877 sqft)
Owner	2 Individual Names on Record
Last Sale	$461,000 (Nov 2021)
Tax Bill	$5,255 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-388177`

Property Details

APN / Parcel Number

Primary APN	`01-388177`
Alternative APN	`388177`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,688 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,877 sqft (0.204 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	286 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	388177
Street Address	206 CHIMNEY OAK DR
City	JOPPA
State	MD
Zip	21085-4728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 28 8877 SF 206 CHIMNEY OAK DRIVE BRITTANY QUARTERS 130/96
Legal Subdivision	BRITTANY QUARTERS 03 SEC 02
Legal Lot Number	28
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301402

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	206 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed, Transfer · VA Mortgage FIRST WASHINGTON MORTGAGE
Jul 27, 2018	Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Book / Page	15175 / 132
Prior Transfer Date	Jan 26, 2009
Prior Transfer Doc	0065180315
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 10, 2021
Property Address	206 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Document Number	0151750132
Book / Page	15175 / 132
Map Reference	MB JJR130 PL 96
Instrument Date	Sep 22, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CROWN TITLE COMPANY, CROWN TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 CHIMNEY OAK DR, JOPPA, MD 21085-4728

Mortgage

Document Number	0015175138
Date	Nov 10, 2021
Instrument	15175/138

Lender

Name	FIRST WASHINGTON MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 27, 2018
Property Address	206 CHIMNEY OAK DR, JOPPA, MD 21085-4728
Document Number	0129170388
Book / Page	12917 / 0388
Map Reference	MB JJR130 PL96
Instrument Date	Jul 16, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MID ATLANTIC TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 CHIMNEY OAK DR, JOPPA, MD 21085-4728

Mortgage

Document Number	0012917393
Date	Jul 27, 2018
Instrument	12917/393

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,255.00 (+12.7%)	$482,233 (+5.97%)	$509,400 (-) Land $90,200 Building $419,200
2025	$4,663.00 (+9.74%)	$455,067 (+11.29%)	$509,400 (+19.05%) Land $90,200 Building $419,200
2023		$408,900	$427,900 Land $90,200 Building $337,700
2022	$4,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

206 Chimney Oak Dr, Joppa, MD 21085 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Chimney Oak Dr

Nearby Streets

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