Effingham County property record for 202 Birch Dr, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,103 sqft · built 1998 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (May 2019) |
| Tax Bill | $627 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0435A-022-000 |
| Primary APN | 0435A-022-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,103 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 1,660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 520 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16063 |
|---|---|
| Street Address | 202 BIRCH DR |
| City | RINCON |
| State | GA |
| Zip | 31326-4868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .46 AC LOT 22 |
| Legal Subdivision | SOUTHERN HILLS |
| Legal Lot Number | 22 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30301 |
202 Birch Dr is owned and occupied by two individuals who bought it in May 2019.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| May 5, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| May 30, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER |
| Dec 30, 2020 | Deed of Trust, Mortgage · VA Mortgage ARCUS LENDING |
| May 30, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Prior Sale | Jan 16, 2015 · Amount on File |
| Deed Document Number | 20191412 |
| Deed Book / Page | 2526 / 604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
| Document Number | 0000002992/0000000896 |
|---|---|
| Date | Sep 2, 2025 |
| Book Page | 0000002992/0000000896 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
| Document Number | 0000002782/0000000135 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 0000002782/0000000135 |
| Instrument | 004606 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
| Document Number | 0000002526/0000000606 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 0000002526/0000000606 |
| Instrument | 004451 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
| Document Number | 0000002650/0000000875 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 0000002650/0000000875 |
| Instrument | 013813 |
| Name | ARCUS LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 30, 2019 |
| Property Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
| Document Number | 002526/604 |
| Book / Page | 2526 / 604 |
| Instrument Date | May 30, 2019 |
| Instrument | 2019-001412 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 BIRCH DR, RINCON, GA 31326-4868 |
The 2025 property tax bill for 202 Birch Dr was $627 with exemptions applied, up 31.7% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,131 (+6.52%) Land $30,000 Building $139,131 | $422,829 (+6.52%) Land $75,000 Building $347,829 | |
| 2025 | $627.00 (+31.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $158,783 (+7.19%) Land $30,000 Building $128,783 | $396,957 (+7.19%) Land $75,000 Building $321,957 |
| 2024 | $476.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $148,138 Land $26,000 Building $122,138 | $370,345 Land $65,000 Building $305,345 |
| 2022 | $820.00 Homeowner's exemption | $123,911 Land $20,000 Building $103,911 | $309,778 Land $50,000 Building $259,778 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 202 Birch Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Birch Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures