Northampton County property record for 202 Arnies Loop, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,994 sqft · built 2013 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,917 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Jun 2013 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-4-47 |
| Primary APN | 90-4-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,994 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 10005757 |
|---|---|
| Street Address | 202 ARNIES LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 16,363 SQ FT BAY CREE URE LOT 47 16,363 SQ FT BAY CREE URE |
| Legal Subdivision | BAY CREEK |
| Legal Lot Number | 47 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-4-47
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 202 ARNIES LOOP, CAPE CHARLES, VA 23310-2371 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 02, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAGAS MORTGAGE COMPANY |
| Jun 17, 2013 | Deed of Trust, Mortgage · Construction Mortgage DRAGAS MORTGAGE COMPANY |
| Apr 09, 2015 | Deed of Trust, Mortgage · Conventional Mortgage DRAGAS MORTGAGE COMPANY |
| Aug 11, 2023 | Intrafamily Transfer, Transfer |
| Dec 20, 2012 | Quit Claim Deed, Transfer Quitclaim |
| Feb 01, 2005 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2005 |
| Deed Sale | Feb 01, 2005 |
| Deed Document Number | 2005362 |
| Last Transfer Date | Aug 10, 2023 |
| Transfer Doc | 0000001883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 202 ARNIES LOOP, CAPE CHARLES, VA 23310-2371 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200002499 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 200002499 |
| Name | DRAGAS MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 202 ARNIES LOOP, CAPE CHARLES, VA 23310-2371 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01300/1144 |
|---|---|
| Date | Jun 17, 2013 |
| Book Page | 1300/1144 |
| Name | DRAGAS MORTGAGE COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 202 ARNIES LOOP, CAPE CHARLES, VA 23310-2371 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001500/452 |
|---|---|
| Date | Apr 09, 2015 |
| Book Page | 1500/452 |
| Name | DRAGAS MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Aug 11, 2023 |
| Property Address | 202 AMIES LOOP, CAPE CHARLES, VA 23310 |
| Document Number | 0230001883 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 230001883 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 AMIES LOOP, CAPE CHARLES, VA 23310 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Dec 20, 2012 |
| Property Address | 202 ARNIES LOOP, CAPE CHARLES, VA 23310-2371 |
| Document Number | 001300/366 |
| Book / Page | 1300 / 366 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Feb 01, 2005 |
| Property Address | 202 ARNIES LOOP, CAPE CHARLES, VA 23310-2371 |
| Document Number | 0050000362 |
| Map Reference | MB28 PG49-63 |
| Instrument Date | Jan 27, 2005 |
| Instrument | 050000362 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $280.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7316 COLONY POINT RD, NORFOLK, VA 23505-3300 |
| Investor | Possibly a Property Investor |
Source: Northampton County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,917.00 (+30.53%) | $839,400 (+40.72%) Land $122,400 Building $717,000 | |
| 2024 | $839,400 (+40.72%) Land $122,400 Building $717,000 | ||
| 2023 | $4,533.00 | $596,500 (-) Land $67,400 Building $529,100 | $596,500 (-) Land $67,400 Building $529,100 |
| 2022 | $4,533.00 | $596,500 Land $67,400 Building $529,100 | $596,500 Land $67,400 Building $529,100 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), as of October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511319303013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 49 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system VA3131120, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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