Northampton County property record for 201 Arnies Loop, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,256 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $855,000 (Oct 2024) |
| Tax Bill | $6,243 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Sep 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-4-87 |
| Primary APN | 90-4-87 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,256 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 178 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 7128 |
|---|---|
| Street Address | 201 ARNIES LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 87 17,471 SQ FT BAY CREE URE LOT 87 17,471 SQ FT BAY CREE URE |
| Legal Subdivision | BAY CREEK |
| Legal Lot Number | 87 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 930301 |
Source: Northampton County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 201 ARNIES LOOP, CAPE CHARLES, VA 23310-2370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2017 | Deed of Trust, Mortgage · Line of Credit VCC BANK |
| Sep 4, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CALVIN B TAYLOR BANKING CO OF BERLIN MD |
| Oct 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage NEXA MORTGAGE |
| Oct 3, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 3, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 19, 2005 | Bargain and Sale Deed, Transfer · ARM HOME LOAN CENTER INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2024 · Amount on Record |
| Deed Sale | Oct 9, 2024 · Amount on Record |
| Prior Sale | Oct 3, 2022 · Amount on Record |
| Deed Document Number | 240001819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 201 ARNIES LOOP, CAPE CHARLES, VA 23310-2370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0170001952 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 170001952 |
| Name | VCC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 201 ARNIES LOOP, CAPE CHARLES, VA 23310-2370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200001659 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 200001659 |
| Name | CALVIN B TAYLOR BANKING CO OF BERLIN MD |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Oct 9, 2024 |
| Property Address | 201 ARNIES LOOP, CAPE CHARLES, VA 23310-2370 |
| Document Number | 0240001819 |
| Instrument Date | Oct 2, 2024 |
| Instrument | 240001819 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 AMIES LOOP, CAPE CHARLES, VA 23310 |
| Investor | Possibly a Property Investor |
| Document Number | 0240001820 |
|---|---|
| Date | Oct 9, 2024 |
| Instrument | 240001820 |
| Name | NEXA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Oct 3, 2022 |
| Property Address | 201 ARNIES LOOP, CAPE CHARLES, VA 23310-2370 |
| Document Number | 0220002366 |
| Instrument Date | May 13, 2022 |
| Instrument | 220002366 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 WISHART POINT RD, VIRGINIA BEACH, VA 23455-5536 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Oct 3, 2022 |
| Property Address | 201 ARNIES LOOP, CAPE CHARLES, VA 23310-2370 |
| Document Number | 0220002366 |
| Instrument Date | May 13, 2022 |
| Instrument | 220002366 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 WISHART POINT RD, VIRGINIA BEACH, VA 23455-5536 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Apr 19, 2005 |
| Property Address | 201 ARNIES LOOP, CAPE CHARLES, VA 23310-2370 |
| Document Number | 0050001429 |
| Map Reference | MB28 PG49-53 |
| Instrument Date | Apr 14, 2005 |
| Instrument | 050001429 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $524.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 ARNIES LOOP, CAPE CHARLES, VA 23310-2370 |
| Investor | Possibly a Property Investor |
| Document Number | 0050001430 |
|---|---|
| Date | Apr 19, 2005 |
| Instrument | 050001430 |
| Name | HOME LOAN CENTER INC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Northampton County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,243.00 (+2.92%) | $885,600 (-) Land $91,400 Building $794,200 | |
| 2024 | $6,066.00 (+37.74%) | $885,600 (+52.8%) Land $91,400 Building $794,200 | $885,600 (+52.8%) Land $91,400 Building $794,200 |
| 2023 | $4,404.00 | $579,600 Land $65,400 Building $514,200 | $579,600 Land $65,400 Building $514,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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