Northampton County property record for 101 Arnies Loop, Cape Charles, VA 23310 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,407 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $473,000 (2017) |
| Tax Bill | $6,048.00 (2025) |
| Primary APN | 90-4-89 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,407 sqft Living Area |
| Attic Area | 350 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 456500 |
|---|---|
| Street Address | 101 ARNIES LOOP |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2369 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 89 15,697 SQ FT BAY CREE URE LOT 89 15,697 SQ FT BAY CREE URE |
| Legal Subdivision | BAY CREEK |
| Legal Lot Number | 89 |
| Jurisdiction | NORTHAMPTON VA |
| Minor Civil Division | 2 |
| Census Blockgroup | 3 |
| Census Block | 3034 |
| Census Tract | 930301 |
Source: Northampton County records · APN 90-4-89
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 ARNIES LOOP, CAPE CHARLES, VA 23310-2369 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 31, 2006 | Deed of Trust, Mortgage · Line of Credit USAA FSB |
| Feb 14, 2005 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 04, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Oct 15, 2012 | Deed, Transfer GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC |
| Jun 12, 2012 | Trustee's Deed, Foreclosure |
| Feb 14, 2005 | Deed, Transfer · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2017 · Amount on Record |
| Deed Sale | Jan 04, 2017 · Amount on Record |
| Prior Sale | Oct 15, 2012 · Amount on Record |
| Deed Doc Number | 201723 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 101 ARNIES LOOP, CAPE CHARLES, VA 23310-2369 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0060002453 |
|---|---|
| Date | Aug 31, 2006 |
| Instrument | 060002453 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 07, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 101 ARNIES LOOP, CAPE CHARLES, VA 23310-2369 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0050000605 |
|---|---|
| Date | Feb 14, 2005 |
| Instrument | 050000605 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 04, 2017 |
| Property Address | 101 ARNIES LOOP, CAPE CHARLES, VA 23310-2369 |
| Document Number | 0170000023 |
| Instrument Date | Dec 20, 2016 |
| Instrument | 170000023 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 ARNIES LOOP, CAPE CHARLES, VA 23310-2369 |
| Investor | Possibly a Property Investor |
| Document Number | 0170000024 |
|---|---|
| Date | Jan 04, 2017 |
| Instrument | 170000024 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 10, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Oct 15, 2012 |
| Property Address | 101 ARNIES LOOP, CAPE CHARLES, VA 23310-2369 |
| Document Number | 0120001783 |
| Map Reference | MB28 PG49-63 |
| Instrument Date | Oct 05, 2012 |
| Instrument | 120001783 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $709.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 ARNIES LOOP, CAPE CHARLES, VA 23310-2369 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jun 12, 2012 |
| Property Address | 101 ARNIES LOOP, CAPE CHARLES, VA 23310-2369 |
| Document Number | 0120000953 |
| Map Reference | MB26 PG62 |
| Instrument Date | May 29, 2012 |
| Instrument | 120000953 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $709.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1 HOME CAMPUS, DES MOINES, IA 50328-0001 |
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Feb 14, 2005 |
| Property Address | 101 ARNIES LOOP, CAPE CHARLES, VA 23310-2369 |
| Document Number | 0050000603 |
| Map Reference | MB28 PG49-53 |
| Instrument Date | Feb 10, 2005 |
| Instrument | 050000603 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $667.50 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 ARNIES LOOP, CAPE CHARLES, VA 23310-2369 |
| Document Number | 0050000604 |
|---|---|
| Date | Feb 14, 2005 |
| Instrument | 050000604 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
| Max Rate | 10% |
Source: Northampton County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,048.00 (+18.82%) | $858,000 (+28.1%) Land $91,400 Building $766,600 | |
| 2024 | $858,000 (+28.1%) Land $91,400 Building $766,600 | ||
| 2023 | $5,090.00 | $669,800 Land $65,400 Building $604,400 | $669,800 Land $65,400 Building $604,400 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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