202 204 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 202 204 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,860 sqft · built 1920
Lot Size	0.055 acres (2,396 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Dec 2021)
Tax Bill	$3,043 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3623-84-5281`

Property Details

APN / Parcel Number

Primary APN	`3623-84-5281`
Alternative APNs	`362316845281` `278715` `72448`

Interior

Stories	2 Stories
Building Area	4,860 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,396 sqft (0.055 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	278715
Street Address	202 204 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-B
Legal Description	EAST MAIN
Legal Subdivision	JONATHAN L RHYNE JR SURV
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2000
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnton Commercial Historic District listed 2005 · 64 contributing resources · NRIS 05001419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

202 204 E Main St, a commercial property, is owned by a company that bought it in December 2021.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	303 E SUMNER ST, LINCOLNTON, NC 28092-2847
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	2021643550
Deed Book / Page	3112 / 881
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 1, 2021
Property Address	202 204 EAST MAIN ST, LINCOLNTON, NC 28092
Document Number	0003112881
Book / Page	3112 / 881
Map Reference	MB 1618 PG 112
Instrument Date	Dec 1, 2021
Instrument	643550
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1178, BLOWING ROCK, NC 28605-1178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E SUMNER ST, LINCOLNTON, NC 28092-2847
Investor	Possibly a Property Investor

Mortgage

Document Number	0000643551
Date	Dec 1, 2021
Instrument	643551

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 202 204 E Main St was $3,043.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,043.00	$234,558 (-) Land $37,437 Building $197,121	$234,558 (-) Land $37,437 Building $197,121
2025	$3,043.00	$234,558 Land $37,437 Building $197,121	$234,558 Land $37,437 Building $197,121
2023	$2,943.00	$234,558 Land $37,437 Building $197,121	$234,558 Land $37,437 Building $197,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 204 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 204 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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