20191 Torch Key Way, Estero, FL 33928 Property Records

Lee County property record for 20191 Torch Key Way, Estero, FL 33928 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,702 sqft · built 2017
Lot Size	0.166 acres (7,242 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Aug 2023)
Tax Bill	$3,459 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-46-25-E2-35000.0240`

Property Details

APN / Parcel Number

Primary APN	`26-46-25-E2-35000.0240`
Alternative APNs	`252646E2350000240` `10572099`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	2,129 sqft
1st Floor Area	1,544 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	7,242 sqft (0.166 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	158 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10572099
Street Address	20191 TORCH KEY WAY
City	ESTERO
State	FL
Zip	33928-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIDEWATER AS DESC IN INST# 2015000254670 LOT 24
Legal Range	25E
Legal Township	46S
Legal Section	26
Legal Subdivision	TIDEWATER
Legal Tract	E2
Legal Block	1
Legal Lot Number	24
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1003
Census Tract	40118

Owner

Source: Lee County records · APN 26-46-25-E2-35000.0240

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20191 TORCH KEY WAY, ESTERO, FL 33928-4040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage CRAIG A GROENDYK ETUX
Aug 30, 2023	Warranty Deed, Transfer FIRST BOSTON TITLE, FIRST BOSTON TITLE LLC
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Jan 30, 2017	Warranty Deed, Subdivision Related Transfer PGP TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	2023287504
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20191 TORCH KEY WAY, ESTERO, FL 33928-4040
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20191 TORCH KEY WAY, ESTERO, FL 33928-4040

Mortgage

Document Number	0000309770
Date	Sep 20, 2023
Instrument	2023000309770

Lender

Name	CRAIG A GROENDYK ETUX
Type	Private Party
Address	10601 JACKSON SQUARE DR, ESTERO, FL 33928

Agreement

Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 30, 2023
Property Address	20191 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000287504
Map Reference	DOC 201500254670
Instrument Date	Aug 29, 2023
Instrument	2023000287504
Transaction Type	Transfer
Record Updated	Sep 07, 2023
Title Company	FIRST BOSTON TITLE, FIRST BOSTON TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9920 ESTERO OAKS DR APT 114, 114, FORT MYERS, FL 33967-5297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20191 TORCH KEY WAY, ESTERO, FL 33928-4040

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 23, 2020
Property Address	20191 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000228050
Map Reference	DOC 201500025467
Instrument Date	Sep 18, 2020
Instrument	2020000228050
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	MARKETPLACE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,201.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4578 SHENANDOAH RIVER TRL, 4578, LEESBURG, FL 34748-1342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20191 TORCH KEY WAY, ESTERO, FL 33928-4040

Mortgage

Document Number	0000228051
Date	Sep 23, 2020
Instrument	2020000228051

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 30, 2017
Property Address	20191 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000020865
Instrument Date	Jan 27, 2017
Instrument	20865
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 04, 2019
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Tax	$2,012.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20191 TORCH KEY WAY ESTERO FL 339284040, ESTERO, FL 33928-4040

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,459.00 (+4.16%) Homeowner's exemption	$277,787 (+2.93%)	$354,660 (-19.12%) Land $93,670 Building $260,990
2023	$3,321.00 (-1.07%) Homeowner's exemption	$269,882 (+3%)	$438,480 (+38.26%) Land $83,011 Building $355,469
2022	$3,357.00 Homeowner's exemption	$262,021	$317,138 Land $52,500 Building $264,638

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710401181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (1988–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Xfinity, Orlando Telephone Company, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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