20183 Torch Key Way, Estero, FL 33928 Property Records

Lee County property record for 20183 Torch Key Way, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,822 sqft · built 2016
Lot Size	0.106 acres (4,606 sqft)
Owner	Individual Name on File
Last Sale	$429,900 (Dec 2021)
Tax Bill	$5,021 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-46-25-E2-35000.0220`

Property Details

APN / Parcel Number

Primary APN	`26-46-25-E2-35000.0220`
Alternative APNs	`252646E2350000220` `10572097`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,822 sqft Living Area
Gross Area	2,249 sqft
1st Floor Area	1,544 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	4,606 sqft (0.106 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	278 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10572097
Street Address	20183 TORCH KEY WAY
City	ESTERO
State	FL
Zip	33928-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	TIDEWATER AS DESC IN INST# 2015000254670 LOT 22
Legal Range	25E
Legal Township	46S
Legal Section	26
Legal Subdivision	TIDEWATER
Legal Block	1
Legal Lot Number	22
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1003
Census Tract	40118

Owner

Source: Lee County records · APN 26-46-25-E2-35000.0220

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	172 WALKER MANOR DR, COLLIERS, WV 26035-1289
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Sep 19, 2016 · Amount on Record
Deed Document Number	2021409877
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 14, 2021
Property Address	20183 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000409877
Map Reference	DOC 2015000254670
Instrument Date	Dec 03, 2021
Instrument	2021000409877
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	BONITA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,009.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 COEUR DE ROYALE DR # 203203, 514, CREVE COEUR, MO 63141-6916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 WALKER MANOR DR, COLLIERS, WV 26035-1289

Mortgage

Document Number	0000409878
Date	Dec 14, 2021
Instrument	2021000409878

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,021.00 (+1.58%)	$357,493 (-3.99%) Land $76,809 Building $280,684	$357,493 (-3.99%) Land $76,809 Building $280,684
2023	$4,943.00 (+12.44%)	$372,355 (+19.98%) Land $52,905 Building $319,450	$372,355 (+19.98%) Land $52,905 Building $319,450
2022	$4,396.00	$310,338 Land $52,500 Building $257,838	$310,338 Land $52,500 Building $257,838

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), as of September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710401181, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (1988–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Orlando Telephone Company, Verizon, Xfinity.

Based on FCC filings for 300 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL5364048, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.