20167 Torch Key Way, Estero, FL 33928 Property Records

Lee County property record for 20167 Torch Key Way, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,104 sqft · built 2017
Lot Size	0.106 acres (4,606 sqft)
Owner	2 Company Names on Record
Last Sale	$320,000 (Sep 2019)
Tax Bill	$3,777 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-46-25-E2-35000.0180`

Property Details

APN / Parcel Number

Primary APN	`26-46-25-E2-35000.0180`
Alternative APNs	`252646E2350000180` `10572093`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	2,689 sqft
1st Floor Area	1,544 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	4,606 sqft (0.106 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	150 sqft
Porch	Florida Room
Porch Area	158 sqft
Patio Area	410 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10572093
Street Address	20167 TORCH KEY WAY
City	ESTERO
State	FL
Zip	33928-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	TIDEWATER AS DESC IN INST# 2015000254670 LOT 18
Legal Range	25E
Legal Township	46S
Legal Section	26
Legal Subdivision	TIDEWATER
Legal Tract	E2
Legal Block	1
Legal Lot Number	18
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1003
Census Tract	40118

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20167 TORCH KEY WAY, ESTERO, FL 33928-4040
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 4, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 22, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI ROCKFORD BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	2019205498
Last Transfer Date	Nov 13, 2024
Transfer Doc	0000339369
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20167 TORCH KEY WAY, ESTERO, FL 33928-4040
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20167 TORCH KEY WAY, ESTERO, FL 33928-4040

Mortgage

Document Number	0000201064
Date	Jun 16, 2022
Instrument	2022000201064

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20167 TORCH KEY WAY, ESTERO, FL 33928-4040
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20167 TORCH KEY WAY, ESTERO, FL 33928-4040

Mortgage

Document Number	0000286354
Date	Nov 20, 2020
Instrument	2020000286354

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 4, 2019
Property Address	20167 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000205498
Map Reference	DOC 2015000254670
Instrument Date	Aug 30, 2019
Instrument	2019000205498
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	LYONS TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10506 JACKSON SQUARE DR, 10506, ESTERO, FL 33928-4034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20167 TORCH KEY WAY, ESTERO, FL 33928-4040

Mortgage

Document Number	0000205499
Date	Sep 4, 2019
Instrument	2019000205499

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 22, 2017
Property Address	20167 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000181793
Instrument Date	Aug 21, 2017
Instrument	181793
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2017
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20167 TORCH KEY WAY ESTERO FL 339284040, ESTERO, FL 33928-4040

Mortgage

Document Number	181794
Date	Aug 22, 2017
Instrument	181794

Lender

Name	ROCKFORD BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,777.00 (+7.3%) Homeowner's exemption	$302,138 (+5.99%)	$398,915 (+3.21%) Land $76,809 Building $322,106
2023	$3,520.00 (-0.9%) Homeowner's exemption	$285,071 (+3%)	$386,518 (+15.51%) Land $52,882 Building $333,636
2022	$3,552.00 Homeowner's exemption	$276,768	$334,622 Land $52,500 Building $282,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (1988–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Summit Broadband, Verizon, Xfinity.

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