2019 Lucca Dr, Elgin, IL 60123 Property Records

Kane County property record for 2019 Lucca Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,372 sqft · built 2009
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Apr 2015)
Tax Bill$11,121 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-16-251-026

Property Details

APN / Parcel Number

Primary APN06-16-251-026

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,372 sqft Living Area
Gross Area3,529 sqft
Basement Area1,157 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2019 LUCCA DR
CityELGIN
StateIL
Zip60123-9005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTUSCAN WOODS UNIT1 LT 5
Legal SubdivisionTUSCAN WOODS UNIT
Legal Block3
Legal Lot Number5
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3013
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2019 LUCCA DR, ELGIN, IL 60123-9005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2015 · Amount on Record
Deed SaleApr 22, 2015 · Amount on Record
Prior SaleMar 10, 2010 · Amount on Record
Deed Document Number201520165
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2019 LUCCA DR, ELGIN, IL 60123-9005
Transaction TypeMortgage
Record UpdatedMar 28, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014964
DateMar 17, 2022
Instrument2022K014964
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address42340
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,121.00 (+15.88%) Homeowner's exemption$153,778 (+8.57%) Land $37,617 Building $116,161$461,519 (+8.57%) Land $112,896 Building $348,622
2024$141,640 (+21.39%) Land $34,648 Building $106,992$425,090 (+21.44%) Land $103,986 Building $321,104
2022$9,597.00 (+4.35%) Homeowner's exemption$116,678 (+6.96%) Land $28,542 Building $88,136$350,034 (+6.96%) Land $85,626 Building $264,408
2021$9,197.00 Homeowner's exemption$109,086 Land $26,685 Building $82,401$327,258 Land $80,055 Building $247,203

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Fox Valley Internet.

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