2013 Lucca Dr, Elgin, IL 60123 Property Records

Kane County property record for 2013 Lucca Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,433 sqft · built 2010
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Apr 2022)
Tax Bill$11,167 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-16-251-029

Property Details

APN / Parcel Number

Primary APN06-16-251-029

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,433 sqft Living Area
Gross Area3,598 sqft
Basement Area1,165 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 81 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2013 LUCCA DR
CityELGIN
StateIL
Zip60123-9005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTUSCAN WOODS UNIT1 LT 2
Legal SubdivisionTUSCAN WOODS UNIT
Legal Block3
Legal Lot Number2
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3013
Census Tract851904

Owner

Source: Kane County records · APN 06-16-251-029

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2013 LUCCA DR, ELGIN, IL 60123-9005
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
May 06, 2019Warranty Deed, Transfer · Conventional with PMI
NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2022 · Amount on Record
Deed SaleApr 07, 2022 · Amount on Record
Prior SaleMay 06, 2019 · Amount on Record
Deed Document Number202219129
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 07, 2022
Property Address2013 LUCCA DR, ELGIN, IL 60123-9005
Document Number0000019129
Map ReferenceDOC 2006K089310
Instrument DateMar 07, 2022
Instrument2022K019129
Transaction TypeTransfer
Record UpdatedApr 15, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2835 GABRIELL, ELGIN, IL 60123

Mortgage

Document Number0000019130
DateApr 07, 2022
Instrument2022K019130
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate
Rate3.5%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 06, 2019
Property Address2013 LUCCA DR, ELGIN, IL 60123-9005
Document Number0000017755
Instrument DateApr 15, 2019
Instrument17755
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyPRECISION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$463.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2013 LUCCA DR ELGIN IL 601239005, ELGIN, IL 60123-9005

Mortgage

Document Number17756
DateMay 06, 2019
Instrument17756
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 05, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,167.00 (+15.89%) Homeowner's exemption
2024$142,194 (+21.39%) Land $34,648 Building $107,546$426,753 (+21.44%) Land $103,986 Building $322,767
2022$9,636.00 (+4.34%) Homeowner's exemption$117,135 (+6.96%) Land $28,542 Building $88,593$351,405 (+6.96%) Land $85,626 Building $265,779
2021$9,235.00 Homeowner's exemption$109,513 Land $26,685 Building $82,828$328,539 Land $80,055 Building $248,484

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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