2018 Lucca Dr, Elgin, IL 60123 Property Records

Kane County property record for 2018 Lucca Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,740 sqft · built 2010
Lot Size	0.26 acres (11,305 sqft)
Owner	2 Individual Names on File
Last Sale	$316,500 (Jul 2010)
Tax Bill	$11,357 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-254-008`

Property Details

APN / Parcel Number

Primary APN	`06-16-254-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	4,115 sqft
Basement Area	1,375 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	11,305 sqft (0.26 acres)
Lot Width	80 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2018 LUCCA DR
City	ELGIN
State	IL
Zip	60123-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TUSCAN WOODS UNIT1 LT 21
Legal Subdivision	TUSCAN WOODS UNIT
Legal Block	3
Legal Lot Number	21
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3015
Census Tract	851904

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2018 LUCCA DR, ELGIN, IL 60123-9005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2010 · Amount on Record
Deed Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	201047361
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2018 LUCCA DR, ELGIN, IL 60123-9005
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046503
Date	Jun 17, 2021
Instrument	2021K046503

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2018 LUCCA DR, ELGIN, IL 60123-9005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000542
Date	Jan 4, 2018
Instrument	2018K000542

Lender

Name	PINNACLE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,357.00 (+15.89%) Homeowner's exemption
2024		$144,485 (+21.39%) Land $34,648 Building $109,837	$433,628 (+21.44%) Land $103,986 Building $329,643
2022	$9,800.00 (+4.34%) Homeowner's exemption	$119,022 (+6.96%) Land $28,542 Building $90,480	$357,066 (+6.96%) Land $85,626 Building $271,440
2021	$9,392.00 Homeowner's exemption	$111,277 Land $26,685 Building $84,592	$333,831 Land $80,055 Building $253,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Opiquad.

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