2018 Pointe Clear Dr, Biloxi, MS 39531 Property Records

Harrison County property record for 2018 Pointe Clear Dr, Biloxi, MS 39531

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,832 sqft · built 1991
Owner	2 Individual Names on File
Tax Bill	$4,938 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`1210C-01-005.020`

Property Details

APN / Parcel Number

Primary APN	`1210C-01-005.020`
Alternative APN	`103782`

Interior

Full Baths	2 Baths
Building Area	3,832 sqft Adjusted Area
1st Floor Area	2,538 sqft
2nd Floor Area	760 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Pool Area	418 sqft
Pool House	337 sqft
Patio Area	457 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	103782
Street Address	2018 POINTE CLEAR DR
City	BILOXI
State	MS
Zip	39531-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 BENT OAKS SUBD PH 2 PT 2
Legal Range	10
Legal Township	07
Legal Section	26
Legal Subdivision	BENT OAKS PHASE 2 PARTS 1 TO 3
Legal Phase	2
Legal Lot Number	91
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	1203

Owner

2018 Pointe Clear Dr is owned and occupied by two individuals who acquired it in December 2023.

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2018 POINTE CLEAR DR, BILOXI, MS 39531-2421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit BANKFIRST FINANCIAL SERVICES
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Apr 25, 2017	Deed of Trust, Mortgage HANCOCK BANK
Jan 27, 2017	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
Dec 9, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2023
Deed Sale	Dec 13, 2023
Deed Document Number	2023-0007083-D-J2
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2018 POINTE CLEAR DR, BILOXI, MS 39531-2421
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 POINTE CLEAR DR, BILOXI, MS 39531-2421

Mortgage

Document Number	20240000658TJ2
Date	Feb 5, 2024
Instrument	2024-0000658-T-J2

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank
Address	BILOXI, MS 39530

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	23 Months
Due	Jan 29, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2018 POINTE CLEAR DR, BILOXI, MS 39531-2421
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200004480TJ2
Date	Dec 9, 2020
Instrument	2020-0004480-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 15, 2021

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2018 POINTE CLEAR DR, BILOXI, MS 39531-2421
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210003577TJ2
Date	Aug 5, 2021
Instrument	2021-0003577-T-J2

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2018 POINTE CLEAR DR, BILOXI, MS 39531-2421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170001238TJ2
Date	Apr 25, 2017
Instrument	2017-0001238-T-J2

Lender

Name	HANCOCK BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Amount	Amount on Record
Term	300 Months
Due	Apr 3, 2042

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2018 POINTE CLEAR DR, BILOXI, MS 39531-2421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170000277TJ2
Date	Jan 27, 2017
Instrument	2017-0000277-T-J2

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 9, 2020
Property Address	2018 POINTE CLEAR DR, BILOXI, MS 39531-2421
Document Number	20200004543DJ2
Map Reference	PB 12 PG 20
Instrument Date	Nov 25, 2020
Instrument	2020-0004543-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2018 POINTE CLEAR DR, 2018, BILOXI, MS 39531-2421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 IVY HILL DR, BILOXI, MS 39532-4128

Tax Assessment & Valuation

The 2025 property tax bill for 2018 Pointe Clear Dr was $4,938 with exemptions applied, up 0.9% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,938.00 (+0.94%) Homeowner's exemption Disabled Person's exemption	$46,870	$468,699 Land $75,000 Building $393,699
2024	$4,892.00 (+1.66%)
2023	$4,812.00 Homeowner's exemption Disabled Person's exemption	$46,575	$465,748 Land $75,000 Building $390,748
2022	$4,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2018 Pointe Clear Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	3 (2005–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2018 Pointe Clear Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	CITY OF BILOXI
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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