2011 Pointe Clear Dr, Biloxi, MS 39531 Property Records

Harrison County property record for 2011 Pointe Clear Dr, Biloxi, MS 39531

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,960 sqft · built 1999
Owner	Individual Name on Record
Tax Bill	$4,327 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2017 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`1210C-01-005.060`

Property Details

APN / Parcel Number

Primary APN	`1210C-01-005.060`
Alternative APN	`108130`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	3,960 sqft Adjusted Area
1st Floor Area	2,104 sqft
2nd Floor Area	1,291 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Pool Area	464 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	108130
Street Address	2011 POINTE CLEAR DR
City	BILOXI
State	MS
Zip	39531-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 BENT OAKS PHASE 3
Legal Range	10
Legal Township	07
Legal Section	26
Legal Subdivision	BENT OAKS PH 3 & REPLAT LOTS 9
Legal Phase	3
Legal Lot Number	86
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	1203

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2011 POINTE CLEAR DR, BILOXI, MS 39531-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Dec 12, 2017	Deed of Trust, Mortgage GULF SOUTH MORTGAGE LLC
Nov 19, 2018	Deed of Trust, Mortgage THE FIRST A NATIONAL BANKING ASSN
Sep 3, 2025	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Nov 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025
Deed Sale	Sep 3, 2025
Prior Sale	Nov 19, 2018
Deed Document Number	2025-0006276-D-J2
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2011 POINTE CLEAR DR, BILOXI, MS 39531-2422
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001176TJ2
Date	Apr 14, 2020
Instrument	2020-01176-T-J2

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2011 POINTE CLEAR DR, BILOXI, MS 39531-2422
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170003587TJ2
Date	Dec 12, 2017
Instrument	2017-0003587-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Address	GULFPORT, MS 39503

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2011 POINTE CLEAR DR, BILOXI, MS 39531-2422
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180003400TJ2
Date	Nov 19, 2018
Instrument	2018-0003400-T-J2

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 3, 2025
Property Address	2011 POINTE CLEAR DR, BILOXI, MS 39531-2422
Document Number	20250006276DJ2
Map Reference	MB 14 PG 15
Instrument Date	May 12, 2025
Instrument	2025-0006276-D-J2
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 POINTE CLEAR DR, BILOXI, MS 39531-2422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 POINTE CLEAR DR, BILOXI, MS 39531-2422

Mortgage

Document Number	20250006277TJ2
Date	Sep 3, 2025
Instrument	2025-0006277-T-J2

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 19, 2018
Property Address	2011 POINTE CLEAR DR, BILOXI, MS 39531-2422
Document Number	20180002789DJ2
Instrument Date	Nov 16, 2018
Instrument	2018-0002789-D-J2
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 MCNARNEY DR, 149, BILOXI, MS 39531-3187

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2011 POINTE CLEAR DR, BILOXI, MS 39531-2422

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,327.00 (+10.24%) Homeowner's exemption Disabled Person's exemption	$41,402 (+8.54%)	$414,024 (+8.54%) Land $75,000 Building $339,024
2024	$3,925.00 (+0.98%) Homeowner's exemption Disabled Person's exemption	$38,144 (-)	$381,435 (-) Land $75,000 Building $306,435
2023	$3,887.00 Homeowner's exemption Disabled Person's exemption	$38,144	$381,435 Land $75,000 Building $306,435
2022	$3,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	3 (2005–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	CITY OF BILOXI
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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