2013 Pointe Clear Dr, Biloxi, MS 39531 Property Records

Harrison County property record for 2013 Pointe Clear Dr, Biloxi, MS 39531

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 4,332 sqft · built 1998
Lot Size	0.425 acres (18,516 sqft)
Owner	Individual Name on Record
Tax Bill	$6,652 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1210C-01-005.061`

Property Details

APN / Parcel Number

Primary APN	`1210C-01-005.061`
Alternative APN	`108131`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	4,332 sqft Adjusted Area
1st Floor Area	2,635 sqft
2nd Floor Area	1,303 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,516 sqft (0.425 acres)
Patio Area	330 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2013 POINTE CLEAR DR
City	BILOXI
State	MS
Zip	39531-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 BENT OAKS PHASE 3
Legal Range	10W
Legal Township	07S
Legal Section	26
Legal Subdivision	BENT OAKS PH 3 & REPLAT LOTS 9
Legal Phase	3
Legal Lot Number	87
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	1203

Owner

Source: Harrison County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2013 POINTE CLEAR DR, BILOXI, MS 39531-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUS INVESTMENTS
Jul 17, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage OPTIMUS INVESTMENTS
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUS INVESTMENTS
Sep 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019
Deed Sale	Sep 16, 2019
Deed Document Number	20192637DJ2
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2013 POINTE CLEAR DR, BILOXI, MS 39531-2422
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192856TJ2
Date	Sep 20, 2019
Instrument	2019-2856-T-J2

Lender

Name	OPTIMUS INVESTMENTS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 15, 2022

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2013 POINTE CLEAR DR, BILOXI, MS 39531-2422
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230004056TJ2
Date	Jul 17, 2023
Instrument	2023-0004056-T-J2

Lender

Name	OPTIMUS INVESTMENTS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 15, 2024

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	2013 POINTE CLEAR DR, BILOXI, MS 39531-2422
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192856TJ2
Date	Sep 20, 2019
Instrument	2019-2856-T-J2

Lender

Name	OPTIMUS INVESTMENTS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 15, 2022

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Sep 16, 2019
Property Address	2013 POINTE CLEAR DR, BILOXI, MS 39531-2422
Document Number	20192637DJ2
Instrument Date	Sep 13, 2019
Instrument	2019-2637-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 TOMMY MUNRO DR, 1009, BILOXI, MS 39532-2100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 POINTE CLEAR DR, BILOXI, MS 39531-2422

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,652.00 (+1.5%)	$59,520 (+1.44%)	$396,800 (+1.44%) Land $75,000 Building $321,800
2024	$6,554.00 (+1.77%)
2023	$6,440.00	$58,675	$391,164 Land $75,000 Building $316,164
2022	$6,440.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	3 (2005–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	CITY OF BILOXI
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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