Hamilton County property record for 2011 E 12th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,316 sqft · built 1910 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (May 2026) |
| Tax Bill | $1,056 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O W 038 |
| Primary APN | 146O W 038 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077574 |
|---|---|
| Street Address | 2011 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LOT 12 BLK 4 SPRING GROVE ADDN PB 2 PG 6 |
| Legal Subdivision | SPRING GROVE ADDN |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County assessment roll, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2011 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Dec 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Apr 7, 2022 | Warranty Deed, Transfer · Commercial Mortgage CHATTANOOGA FUNDING LLC |
| Apr 7, 2022 | Quit Claim Deed, Transfer · Line of Credit BANCORPSOUTH BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Dec 21, 2022 · Amount on Record |
| Deed Document Number | 2026287 |
| Deed Book / Page | 14302 / 539 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 18, 2026 |
| Property Address | 2011 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0000000287 |
| Book / Page | 14302 / 539 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026.287 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | BRICK CITY TITLE, BRIDGE CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143,874.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2011 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000288, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026.18.288 |
| Name | FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 21, 2022 |
| Property Address | 2011 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0000000168 |
| Book / Page | 13172 / 514 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022122100168 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | KEY TITLE AND ESCROW, KEY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,276.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 BRANDAU DR, KNOXVILLE, TN 37920-5822 |
| Document Number | 0131720517 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 13172-0517 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 7, 2022 |
| Property Address | 2011 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0000000255 |
| Book / Page | 12913 / 333 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2022040700255 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3906 7TH AVE, CHATTANOOGA, TN 37407-2611 |
| Investor | Possibly a Property Investor |
| Document Number | 0012913336 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 12913/336 |
| Name | CHATTANOOGA FUNDING LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 7, 2022 |
| Property Address | 2011 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0000000254 |
| Book / Page | 12913 / 330 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2022040700254 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RINEY TITLE AND ESCROW LLC, KEY TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2011 E 12TH ST, CHATTANOOGA, TN 37404-4404 |
| Document Number | 0012913763 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | 12913/763 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,056.00 (+10.34%) | $69,675 (+62.79%) | $278,700 (+62.79%) Land $70,000 Building $208,700 |
| 2024 | $957.00 | $42,800 (-) | $171,200 (-) Land $40,000 Building $131,200 |
| 2023 | $957.00 (+100.21%) | $42,800 (+1%) | $171,200 (+1%) Land $40,000 Building $131,200 |
| 2022 | $478.00 | $21,400 | $85,600 Land $40,000 Building $45,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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