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2016 Cypress Bluff Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 2016 Cypress Bluff Ct, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,913 sqft · built 2006
Lot Size0.133 acres (5,812 sqft)
Owner2 Individual Names on File
Last Sale$289,000 (May 2020)
Tax Bill$2,596 (2025)
Deeds & MortgagesJul 2023 Line of Credit
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-05-26-014266-104-42

Property Details

APN / Parcel Number

Primary APN17-05-26-014266-104-42

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,913 sqft Heated Area
Gross Area3,487 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,812 sqft (0.133 acres)
Garage Area424 sqft
PorchPorch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2016 CYPRESS BLUFF CT
CityFLEMING ISLAND
StateFL
Zip32003-5307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 42 HERITAGE OAKS TRACE ASREC O R 4306 PG 935
Legal Range26
Legal Township05
Legal Section17
Legal SubdivisionHERITAGE OAKS
Legal Lot Number42
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3002
Census Tract30707

Owner

Source: Clay County records · APN 17-05-26-014266-104-42

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2016 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
May 11, 2020Warranty Deed, Transfer · Conventional with PMI
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2020 · Amount on Record
Deed SaleMay 11, 2020 · Amount on Record
Prior SaleJun 01, 2015 · Amount on Record
Deed Document Number2020023022
Deed Book / Page4306 / 935
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address2016 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307
Transaction TypeMortgage
Record UpdatedAug 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307

Mortgage

Document Number0047411761
DateJul 26, 2023
Book Page4741/1761
Instrument2023037342
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 06, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMay 11, 2020
Property Address2016 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307
Document Number0043060935
Book / Page004306 / 000935
Instrument DateMay 08, 2020
Instrument23022
Transaction TypeTransfer
Record UpdatedMay 21, 2020
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,023.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2016 CYPRESS BLUFF CT FLEMING ISLAND FL 320035307, FLEMING ISLAND, FL 32003-5307

Mortgage

Document Number43060937
DateMay 11, 2020
Book Page004306/000937
Instrument23023
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 10, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,596.00 (-41.85%) Homeowner's exemption$210,369 (+5.99%)$402,831 (+2.55%) Land $65,000 Building $337,831
2023$4,464.00 (+5.53%) Homeowner's exemption$198,487 (+3%)$392,831 (+13.58%) Land $65,000 Building $327,831
2022$4,230.00 Homeowner's exemption$192,706$345,862 Land $50,000 Building $295,862

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 42 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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