2008 Cypress Bluff Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 2008 Cypress Bluff Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,937 sqft · built 2007
Lot Size	0.121 acres (5,267 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,451 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-05-26-014266-104-44`

Property Details

APN / Parcel Number

Primary APN	`17-05-26-014266-104-44`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,937 sqft Living Area
Gross Area	3,551 sqft
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,267 sqft (0.121 acres)
Garage Type	Attached
Garage Area	614 sqft
Porch	Finished/Open Porch
Porch Area	216 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2008 CYPRESS BLUFF CT
City	FLEMING ISLAND
State	FL
Zip	32003-5307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 44 HERITAGE OAKS TRACE AS REC OR 4711 PG 1366
Legal Range	26E
Legal Township	05S
Legal Section	17
Legal Subdivision	HERITAGE OAKS TRACE
Legal Lot Number	44
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3002
Census Tract	30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2008 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer · VA Mortgage BAYWAY MORTGAGE GROUP
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023
Deed Sale	Apr 18, 2023
Prior Sale	Dec 30, 2014 · Amount on Record
Deed Document Number	202318505
Deed Book / Page	4711 / 1366
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 18, 2023
Property Address	2008 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307
Document Number	0047111366
Book / Page	4711 / 1366
Map Reference	MB 48 PG 43-47
Instrument Date	Apr 17, 2023
Instrument	2023018505
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2352 LINKS DR, FLEMING ISLAND, FL 32003-3363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307

Mortgage

Document Number	0047111368
Date	Apr 18, 2023
Instrument	4711/1368

Lender

Name	BAYWAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2008 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041320659
Date	Oct 16, 2018
Book Page	4132/0659
Instrument	2018054235

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2008 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5307
Document Number	0043441256
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2008 CYPRESS BLUFF CT FLEMING ISLAND FL 320035307, FLEMING ISLAND, FL 32003-5307

Mortgage

Document Number	0043441256
Date	Aug 21, 2020
Book Page	004344/001256
Instrument	42845

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,451.00 (+3.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$473,142 (+88.24%) Land $65,000 Building $408,142	$473,142 (+3.98%) Land $65,000 Building $408,142
2024	$6,243.00 (+18.55%)
2023	$5,266.00 (+5.09%) Homeowner's exemption	$251,347 (+3%)	$455,022 (+24.39%) Land $65,000 Building $390,022
2022	$5,011.00 Homeowner's exemption	$244,027	$365,796 Land $50,000 Building $315,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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