Clay County property record for 2003 Cypress Bluff Ct, Fleming Island, FL 32003 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,577 sqft · built 2006 |
| Lot Size | 0.252 acres (11,012 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,999 (Jan 2025) |
| Tax Bill | $6,203 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-05-26-014266-104-47 |
| Primary APN | 17-05-26-014266-104-47 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,577 sqft Heated Area |
| Gross Area | 3,334 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,012 sqft (0.252 acres) |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 35 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2003 CYPRESS BLUFF CT |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-5308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 HERITAGE OAKS TRACE ASREC O R 4892 PG 452 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 17 |
| Legal Subdivision | HERITAGE OAKS |
| Legal Lot Number | 47 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30707 |
Source: Clay County records · APN 17-05-26-014266-104-47
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2003 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 12, 2018 | Warranty Deed, Transfer · VA Mortgage WATSON MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2025 · Amount on Record |
| Deed Sale | Jan 09, 2025 · Amount on Record |
| Prior Sale | Jun 12, 2018 · Amount on Record |
| Deed Document Number | 2025000914 |
| Deed Book / Page | 4892 / 452 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2003 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5308 |
| Document Number | 0043161707 |
| Instrument Date | Jun 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2003 CYPRESS BLUFF CT FLEMING ISLAND FL 320035308, FLEMING ISLAND, FL 32003-5308 |
| Document Number | 0043161707 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 004316/001707 |
| Instrument | 28691 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 12, 2018 |
| Property Address | 2003 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5308 |
| Document Number | 0040921837 |
| Book / Page | 4092 / 1837 |
| Map Reference | MB48 PG43-47 |
| Instrument Date | Jun 04, 2018 |
| Instrument | 2018030234 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | WATSON TITLE SERVICES OF NOR |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8658 REEDY BRANCH DR, 8658, JACKSONVILLE, FL 32256-9093 |
| Name | Verified Name |
|---|---|
| Address | 2003 CYPRESS BLUFF CT, FLEMING ISLAND, FL 32003-5308 |
| Document Number | 2018030235 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018030235 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,203.00 (+20.47%) | $406,707 (+54.29%) Land $65,000 Building $341,707 | $406,707 (+13.81%) Land $65,000 Building $341,707 |
| 2023 | $5,149.00 (+2.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $263,594 (+3%) | $357,363 (+13.81%) Land $65,000 Building $292,363 |
| 2022 | $5,025.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $255,917 | $313,989 Land $50,000 Building $263,989 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 42 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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