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2013 Cooley St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2013 Cooley St, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,218 sqft · built 2010
Lot Size0.152 acres (6,625 sqft)
OwnerIndividual Name on Record
Last Sale$186,000 (Feb 2024)
Tax Bill$677 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN136N K 014

Property Details

APN / Parcel Number

Primary APN136N K 014
Alternative APN
  • 0000063573

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,218 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,625 sqft (0.152 acres)
Lot Dimensions132 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000063573
Street Address2013 COOLEY ST
CityCHATTANOOGA
StateTN
Zip37406-4204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 14 BLK 21 MISSIONARY HEIGHTS PB 5 PG 29
Legal SubdivisionMISSIONARY HEIGHTS
Legal Block21
Legal Lot Number14
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1005
Census Tract400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2013 COOLEY ST, CHATTANOOGA, TN 37406-4204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2024 · Amount on Record
Deed SaleFeb 21, 2024 · Amount on Record
Prior SaleNov 20, 2014 · Amount on Record
Deed Document Number2024156
Deed Book / Page13517 / 419
Prior Transfer DateNov 7, 2002
Prior Transfer Doc0000000220
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 21, 2024
Property Address2013 COOLEY ST, CHATTANOOGA, TN 37406-4204
Document Number0000000156
Book / Page13517 / 419
Map ReferenceMB 5 PG 29
Instrument DateFeb 20, 2024
Instrument2024022100156
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFIRST TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$688.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2013 COOLEY ST, CHATTANOOGA, TN 37406-4204

Mortgage

Document Number0000000157
DateFeb 21, 2024
Instrument2024022100157
Lender
NameSOUTHEAST BANK
TypeBank
Agreement
AmountAmount Recorded

Mortgage

Document Number0000000159
DateFeb 21, 2024
Book Page13517/436
Instrument2024022100159
Lender
NameCHATTANOOGA NEIGHBORHOOD ENTERPRISE INC
TypeMortgage Company
AddressCHATTANOOGA, TN 37408
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$677.00 (+15.92%)$44,700 (+71.1%)$178,800 (+71.1%) Land $20,000 Building $158,800
2024$584.00$26,125 (-)$104,500 (-) Land $10,000 Building $94,500
2023$584.00$26,125 (-)$104,500 (-) Land $10,000 Building $94,500
2022$584.00$26,125$104,500 Land $10,000 Building $94,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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