20150 Torch Key Way, Estero, FL 33928 Property Records

Lee County property record for 20150 Torch Key Way, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,702 sqft · built 2016
Lot Size	0.104 acres (4,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Apr 2026)
Tax Bill	$3,859 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`26-46-25-E2-35000.1590`

Property Details

APN / Parcel Number

Primary APN	`26-46-25-E2-35000.1590`
Alternative APNs	`252646E2350001590` `10572210`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	2,129 sqft
1st Floor Area	1,544 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	4,541 sqft (0.104 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	158 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10572210
Street Address	20150 TORCH KEY WAY
City	ESTERO
State	FL
Zip	33928-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	TIDEWATER AS DESC IN INST# 2015000254670 LOT 159
Legal Range	25E
Legal Township	46S
Legal Section	26
Legal Subdivision	TIDEWATER
Legal Tract	E2
Legal Block	1
Legal Lot Number	159
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1007
Census Tract	40118

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1303 WILLOW POND DR, RIVERHEAD, NY 11901-7218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer TITLE GROUP
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 5, 2019	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Dec 28, 2022 · Amount on Record
Deed Document Number	202684639
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 2, 2026
Property Address	20150 TORCH KEY WAY, ESTERO, FL 33928-4039
Document Number	0000084639
Instrument Date	Mar 30, 2026
Instrument	202684639
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$328,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1303 WILLOW POND DR, RIVERHEAD, NY 11901-7218
Investor	Possibly a Property Investor

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 28, 2022
Property Address	20150 TORCH KEY WAY, ESTERO, FL 33928-4039
Document Number	0000394511
Map Reference	DOC 2015000254670
Instrument Date	Dec 19, 2022
Instrument	2022000394511
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14600 S TAMIAMI TRL # 38, 38, FORT MYERS, FL 33912-1948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20150 TORCH KEY WAY, ESTERO, FL 33928-4039

Mortgage

Document Number	0000394512
Date	Dec 28, 2022
Instrument	2022000394512

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 5, 2019
Property Address	20150 TORCH KEY WAY, ESTERO, FL 33928-4039
Document Number	0000180697
Map Reference	DOC 2015000254670
Instrument Date	Aug 2, 2019
Instrument	2019000180697
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	664 BRIDGEMAN LN, 664, ROMEOVILLE, IL 60446-5195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 OLD COUNTRY RD, WAYNESVILLE, NC 28786-0198

Mortgage

Document Number	0000180698
Date	Aug 5, 2019
Instrument	2019000180698

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,859.00 (+7.22%) Homeowner's exemption	$308,503 (+5.99%)	$372,423 (-10.86%) Land $79,458 Building $292,965
2023	$3,599.00 (+7.43%) Homeowner's exemption	$291,077 (+11.31%)	$417,808 (+32.02%) Land $59,456 Building $358,352
2022	$3,350.00 Homeowner's exemption	$261,501	$316,479 Land $55,100 Building $261,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (1988–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Summit Broadband, Verizon, Xfinity.

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