20143 Torch Key Way, Estero, FL 33928 Property Records

Lee County property record for 20143 Torch Key Way, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,104 sqft · built 2018
Lot Size	0.115 acres (5,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Apr 2026)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-46-25-E2-35000.0120`

Property Details

APN / Parcel Number

Primary APN	`26-46-25-E2-35000.0120`
Alternative APNs	`252646E2350000120` `10572087`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	2,689 sqft
1st Floor Area	1,544 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	5,007 sqft (0.115 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Florida Room
Porch Area	158 sqft
Patio Area	248 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10572087
Street Address	20143 TORCH KEY WAY
City	ESTERO
State	FL
Zip	33928-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	TIDEWATER AS DESC IN INST# 2015000254670 LOT 12
Legal Range	25E
Legal Township	46S
Legal Section	26
Legal Subdivision	TIDEWATER
Legal Tract	E2
Legal Block	1
Legal Lot Number	12
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1003
Census Tract	40118

Owner

Source: Lee County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5447 WILLOW CIR, SYLVANIA, OH 43560-8923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 1, 2022	Intrafamily Transfer, Transfer ATTORNEY
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 13, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	2026113808
Prior Transfer Date	Mar 31, 2022
Prior Transfer Doc	0000108875
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 30, 2026
Property Address	20143 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000113808
Instrument Date	Apr 29, 2026
Instrument	2026.113808
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$349,965.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5447 WILLOW CIR, SYLVANIA, OH 43560-8923

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Apr 1, 2022
Property Address	20143 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000108875
Map Reference	DOC 2012000254670
Instrument Date	Mar 31, 2022
Instrument	2022000108875
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20143 TORCH KEY WAY, ESTERO, FL 33928-4040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20143 TORCH KEY WAY, ESTERO, FL 33928-4040
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20143 TORCH KEY WAY, ESTERO, FL 33928-4040

Mortgage

Document Number	0000318507
Date	Dec 18, 2020
Instrument	2020000318507

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 13, 2018
Property Address	20143 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000169141
Map Reference	DOC2015000254670
Instrument Date	Jul 11, 2018
Instrument	2018000169141
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2022
Title Company	PGP TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, 24311, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20143 TORCH KEY WAY, ESTERO, FL 33928-4040

Mortgage

Document Number	0000169142
Date	Jul 13, 2018
Instrument	2018000169142

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,781.00 (+7.38%) Homeowner's exemption Widower's exemption	$302,485 (+4.26%)	$407,374 (+0.66%) Land $82,430 Building $324,944
2023	$3,521.00 (-2.47%) Homeowner's exemption Widower's exemption	$290,116 (+3%)	$404,710 (+18.71%) Land $57,511 Building $347,199
2022	$3,610.00 Homeowner's exemption Widower's exemption	$281,666	$340,930 Land $52,500 Building $288,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (1988–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Summit Broadband, Verizon, Xfinity.

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