20154 Torch Key Way, Estero, FL 33928 Property Records

Lee County property record for 20154 Torch Key Way, Estero, FL 33928 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,104 sqft · built 2016
Lot Size0.104 acres (4,541 sqft)
OwnerIndividual Name on File
Last Sale$358,700 (Dec 2016)
Tax Bill$3,918 (2025)
Flood ZoneZone AE (high risk)
APN26-46-25-E2-35000.1580

Property Details

APN / Parcel Number

Primary APN26-46-25-E2-35000.1580
Alternative APNs
  • 252646E2350001580
  • 10572209

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,104 sqft Living Area
Gross Area2,689 sqft
1st Floor Area1,544 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area4,541 sqft (0.104 acres)
View / LotLake
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area200 sqft
PorchSlab
Porch Area158 sqft
Patio Area360 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10572209
Street Address20154 TORCH KEY WAY
CityESTERO
StateFL
Zip33928-4039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIDEWATER AS DESC IN INST# 2015000254670 LOT 158
Legal Range25E
Legal Township46S
Legal Section26
Legal SubdivisionTIDEWATER
Legal TractE2
Legal Block1
Legal Lot Number158
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group1
Census Block1007
Census Tract40118

Owner

Source: Lee County records · APN 26-46-25-E2-35000.1580

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20154 TORCH KEY WAY, ESTERO, FL 33928-4039
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2016 · Amount on Record
Deed SaleDec 28, 2016 · Amount on Record
Deed Document Number2016272512
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,918.00 (+7.22%) Homeowner's exemption$312,983 (+5.99%)$424,426 (-2.53%) Land $79,458 Building $344,968
2023$3,654.00 (-0.79%) Homeowner's exemption$295,303 (+3%)$435,429 (+25.5%) Land $59,456 Building $375,973
2022$3,683.00 Homeowner's exemption$286,702$346,969 Land $55,100 Building $291,869

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710401181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies79 in force
63 of 79 on primary residences
Nearby Flood Claims2 (1988–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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