Orange County property record for 2015 Water Key Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,756 sqft · built 2000 |
| Lot Size | 2.14 acres (93,527 sqft) |
| Owner | Individual Name on File |
| Last Sale | $920,000 (Jun 2021) |
| Tax Bill | $12,881 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 01-23-27-7643-00-120 |
| Primary APN | 01-23-27-7643-00-120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,756 sqft Living Area |
| Gross Area | 5,237 sqft |
| 1st Floor Area | 3,756 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 93,527 sqft (2.14 acres) |
| Garage Type | Attached |
| Garage Area | 827 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 654 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2015 WATER KEY DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE-C |
| Legal Description | RESERVE AT WATERFORD POINTE PHASE 1 42/23 LOT 12 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 01 |
| Legal Subdivision | RESERVE AT WATERFORD POINTE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 7643 |
| Legal Lot Number | 12 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 17120 |
2015 Water Key Dr is owned and occupied by an individual who bought it in June 2021.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2015 WATER KEY DR, WINDERMERE, FL 34786-5801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jun 4, 2021 | Warranty Deed, Transfer PREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on File |
| Deed Sale | Jun 4, 2021 · Amount on File |
| Prior Sale | Jan 11, 2001 · Amount on File |
| Deed Document Number | 2021333772 |
| Prior Transfer Date | Jan 26, 2009 |
| Prior Transfer Doc | 0000074186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2015 WATER KEY DR, WINDERMERE, FL 34786-5801 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2015 WATER KEY DR, WINDERMERE, FL 34786-5801 |
| Document Number | 0000521969 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 20250521969 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 4, 2021 |
| Property Address | 2015 WATER KEY DR, WINDERMERE, FL 34786-5801 |
| Document Number | 20210333772 |
| Map Reference | MB 42 PG 23-27 |
| Instrument Date | May 4, 2021 |
| Instrument | 20210333772 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | PREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $6,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 223 S NESBITT TER, 223, INVERNESS, FL 34450-2765 |
| Name | Verified Name |
|---|---|
| Address | 2015 WATER KEY DR, WINDERMERE, FL 34786-5801 |
The 2025 property tax bill for 2015 Water Key Dr was $12,881, up 3.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $823,183 (+2.7%) | $978,710 (-1.05%) Land $375,000 Building $603,710 | |
| 2025 | $12,881.00 (+3.59%) Homeowner's exemption | $801,541 | $989,130 Land $375,000 Building $614,130 |
| 2024 | $12,435.00 (+7.17%) | ||
| 2023 | $11,603.00 (+3.04%) Homeowner's exemption | $756,263 (+3%) | $922,569 (+12.72%) Land $375,000 Building $547,569 |
| 2022 | $11,261.00 Homeowner's exemption | $734,236 | $818,456 Land $350,000 Building $468,456 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2015 Water Key Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2015 Water Key Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS), OCUD/WESTERN REGIONAL WTR SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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