Orange County property record for 2003 Water Key Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,488 sqft · built 2001 |
| Lot Size | 2.3 acres (100,353 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Apr 2009) |
| Tax Bill | $9,933 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 01-23-27-7643-00-100 |
| Primary APN | 01-23-27-7643-00-100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,488 sqft Living Area |
| Gross Area | 4,979 sqft |
| 1st Floor Area | 2,527 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 100,353 sqft (2.3 acres) |
| Garage Type | Attached |
| Garage Area | 762 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 364 sqft |
| Patio Area | 195 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2003 WATER KEY DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE-C |
| Legal Description | RESERVE AT WATERFORD POINTE PHASE 1 42/23 LOT 10 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 01 |
| Legal Subdivision | RESERVE AT WATERFORD POINTE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 7643 |
| Legal Lot Number | 10 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 17120 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2003 WATER KEY DR, WINDERMERE, FL 34786-5801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2009 · Amount on Record |
| Deed Sale | Apr 1, 2009 · Amount on Record |
| Prior Sale | Dec 29, 2008 |
| Deed Document Number | 2009188689 |
| Deed Book / Page | 9851 / 7427 |
| Prior Transfer Date | Dec 24, 2008 |
| Prior Transfer Doc | 0000771181 |
| Record Updated | Oct 29, 2026 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,555 (+2.7%) | $1,204,860 (-1.17%) Land $375,000 Building $829,860 | |
| 2025 | $9,933.00 (+3.83%) Homeowner's exemption | $618,846 (+5.99%) | $1,219,150 (+9.22%) Land $375,000 Building $844,150 |
| 2024 | $9,567.00 (+7.13%) | ||
| 2023 | $8,930.00 (+3.14%) Homeowner's exemption | $583,888 (+3%) | $1,116,190 (+19.81%) Land $375,000 Building $741,190 |
| 2022 | $8,658.00 Homeowner's exemption | $566,882 | $931,660 Land $350,000 Building $581,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS), OCUD/WESTERN REGIONAL WTR SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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