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2009 Water Key Dr, Windermere, FL 34786 Property Records

Orange County property record for 2009 Water Key Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,395 sqft · built 2001
Lot Size2.24 acres (97,585 sqft)
OwnerIndividual Name on File
Last Sale$1,520,000 (Aug 2024)
Tax Bill$21,260 (2025)
Deeds & MortgagesJan 2023 Sale
Flood ZoneZone A (high risk)
APN01-23-27-7643-00-110

Property Details

APN / Parcel Number

Primary APN01-23-27-7643-00-110
Alternative APNs
  • 272301764300110
  • 130994
  • 131779
  • 133293

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,395 sqft Living Area
Gross Area4,824 sqft
1st Floor Area3,395 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area97,585 sqft (2.24 acres)
Garage TypeAttached
Garage Area1,007 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Open Porch
Porch Area422 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2009 WATER KEY DR
CityWINDERMERE
StateFL
Zip34786-5801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE-C
Legal DescriptionRESERVE AT WATERFORD POINTE PHASE 1 42/23 LOT 11
Legal Range27E
Legal Township23S
Legal Section01
Legal SubdivisionRESERVE AT WATERFORD POINTE PH 1
Legal Phase1
Legal Tract7643
Legal Lot Number11
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1025
Census Tract17120

Owner

2009 Water Key Dr is owned and occupied by an individual who bought it in August 2024.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address2009 WATER KEY DR, WINDERMERE, FL 34786-5801
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2024 · Amount on File
Deed SaleAug 30, 2024 · Amount on File
Prior SaleJan 25, 2023 · Amount on File
Deed Document Number2024506459
Prior Transfer DateMar 13, 1995
Prior Transfer Doc4871001249
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 25, 2023
Property Address2009 WATER KEY DR, WINDERMERE, FL 34786-5801
Document Number0000044731
Map ReferenceMB 42 PG 23-27
Instrument DateJan 19, 2023
Instrument20230044731
Transaction TypeTransfer
Record UpdatedFeb 6, 2023
Title CompanyINNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$8,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4339 BEACHSIDE TWO DR, MIRAMAR BEACH, FL 32550-4228

Transferred To (Grantee/Buyer)

NameVerified Name
Address2009 WATER KEY DR, WINDERMERE, FL 34786-5801

Tax Assessment & Valuation

The 2025 property tax bill for 2009 Water Key Dr was $21,260, up 19.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,266,740 (-1.06%) Land $375,000 Building $891,740$1,266,740 (-1.06%) Land $375,000 Building $891,740
2025$21,260.00 (+19.61%) Homeowner's exemption$1,280,320 Land $375,000 Building $905,320$1,280,320 Land $375,000 Building $905,320
2024$17,775.00 (+59.06%)
2023$11,175.00 (+3.05%) Homeowner's exemption$728,657 (+3%)$1,109,728 (+20.4%) Land $375,000 Building $734,728
2022$10,844.00 Homeowner's exemption$707,434$921,733 Land $350,000 Building $571,733

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2009 Water Key Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2009 Water Key Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Also Mapped HereOCUD/SOUTHERN WATER SYS (5 WPS), OCUD/WESTERN REGIONAL WTR SYS (5 WPS)
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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