2015 Lost River Trl, Ruskin, FL 33570 Property Records

Hillsborough County property record for 2015 Lost River Trl, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,722 sqft · built 2019
Lot Size	1.28 acres (55,773 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,800 (Jan 2018)
Tax Bill	$8,320 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`032685-0092`

Property Details

APN / Parcel Number

Primary APN	`032685-0092`
Alternative APN	`U14321890O000005000210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,722 sqft Living Area
Gross Area	5,287 sqft
1st Floor Area	2,722 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	55,773 sqft
Lot Dimensions	181 ft deep x 204 ft wide
Garage Type	Attached
Garage Area	1,018 sqft
Porch	Screened Porch
Porch Area	689 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0326850092
Street Address	2015 LOST RIVER TRL
City	RUSKIN
State	FL
Zip	33570-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOST RIVER PRESERVE PHASE 2 LOT 21 BLOCK 5
Legal Range	18E
Legal Township	32S
Legal Section	14
Legal Subdivision	LOST RIVER PRESERVE PHASE 2
Legal Phase	2
Legal Tract	90O
Legal Block	5
Legal Lot Number	21
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1022
Census Tract	14104

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2015 LOST RIVER TRL, RUSKIN, FL 33570-2614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage EXCEL MORTGAGE NETWORK INC
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 6, 2020	Deed of Trust, Mortgage QUICKEN LNS
Oct 4, 2019	Deed of Trust, Mortgage QUICKEN LNS
May 7, 2018	Trustee's Deed, Construction Loan · Construction Mortgage MIDFLORIDA CU ISAOA
Jan 18, 2018	Warranty Deed, Transfer · Commercial Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Prior Sale	May 8, 2006 · Amount on Record
Deed Document Number	201825946
Deed Book / Page	25503 / 199
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2015 LOST RIVER TRL, RUSKIN, FL 33570-2614
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 LOST RIVER TRL, RUSKIN, FL 33570-2614

Mortgage

Document Number	0000005630
Date	Jan 4, 2022
Instrument	2022005630

Lender

Name	EXCEL MORTGAGE NETWORK INC
Type	Mortgage Company
Address	SAINT PETERSBURG, FL 33702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2015 LOST RIVER TRL, RUSKIN, FL 33570-2614
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021273353
Date	Jun 1, 2021
Instrument	2021273353

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2015 LOST RIVER TRL, RUSKIN, FL 33570-2614
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021172570
Date	Apr 8, 2021
Instrument	2021172570

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Jan 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2015 LOST RIVER TRL, RUSKIN, FL 33570-2614
Document Number	0000112170
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2015 LOST RIVER TRL RUSKIN FL 335702614, RUSKIN, FL 33570-2614

Mortgage

Document Number	0000112170
Date	Mar 19, 2020
Instrument	112170

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2015 LOST RIVER TRL, RUSKIN, FL 33570-2614
Document Number	0270401859
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2015 LOST RIVER TRL RUSKIN FL 335702614, RUSKIN, FL 33570-2614

Mortgage

Document Number	0270401859
Date	Oct 18, 2019
Book Page	027040/001859
Instrument	2019450535

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 7, 2018
Property Address	2015 LOST RIVER TRL, RUSKIN, FL 33570-2614
Document Number	0257461938
Book / Page	025746 / 001938
Instrument Date	May 1, 2018
Instrument	179634
Transaction Type	Construction Loan
Record Updated	Jun 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16308 ALDERMAN TURNER RD WIMAUMA FL 335985303, WIMAUMA, FL 33598-5303

Mortgage

Document Number	257461938
Date	May 7, 2018
Book Page	025746/001938
Instrument	179634

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 18, 2018
Property Address	2015 LOST RIVER TRL, RUSKIN, FL 33570-2614
Document Number	0000025946
Book / Page	25503 / 0199
Map Reference	MB108 PG20
Instrument Date	Jan 12, 2018
Instrument	2018025946
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FOUNDATION TITLE & TRUST LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10727 SHADY PRESERVE DR, RIVERVIEW, FL 33579-9313

Mortgage

Document Number	0000025947
Date	Jan 18, 2018
Instrument	2018025947

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 12, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,474 (+2.7%)	$679,120 (-5.03%) Land $172,849 Building $506,271
2025	$8,320.00 (+22.26%) Homeowner's exemption	$464,921 (+15.23%)	$715,092 (+7.1%) Land $172,849 Building $542,243
2023	$6,805.00 (+3.85%) Homeowner's exemption	$403,469 (+3%)	$667,706 (+15.94%) Land $155,595 Building $512,111
2022	$6,553.00 Homeowner's exemption	$391,717	$575,891 Land $138,344 Building $437,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 139 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	189 (1982–2026)
Claims Outside the SFHA	10 of 189
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Helene, Sep 2024 · 80 claims Tropical Storm Josephine, Oct 1996 · 20 claims Hurricane Elena, Sep 1985 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

Nearby Properties on Lost River Trl

Nearby Streets

All Ruskin, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures