2007 Lost River Trl, Ruskin, FL 33570 Property Records

Hillsborough County property record for 2007 Lost River Trl, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,388 sqft · built 2020
Lot Size1.25 acres (54,468 sqft)
Owner2 Company Names on Record
Last Sale$85,000 (Mar 2018)
Tax Bill$7,550 (2025)
Deeds & MortgagesJul 2026 Transfer
Jan 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN032685-0090

Property Details

APN / Parcel Number

Primary APN032685-0090
Alternative APN
  • U14321890O000005000200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area3,877 sqft
1st Floor Area2,388 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area54,468 sqft
Lot Dimensions176 ft deep x 200 ft wide
View / LotPond
Garage TypeAttached
Garage Area853 sqft
Pool TypePool with Hot Tub/Spa
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0326850090
Street Address2007 LOST RIVER TRL
CityRUSKIN
StateFL
Zip33570-2614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOST RIVER PRESERVE PHASE 2 LOT 20 BLOCK 5
Legal Range18E
Legal Township32S
Legal Section14
Legal SubdivisionLOST RIVER PRESERVE PHASE 2
Legal Phase2
Legal Tract90O
Legal Block5
Legal Lot Number20
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1022
Census Tract14104

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2007 LOST RIVER TRL, RUSKIN, FL 33570-2614
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 16, 2020Deed of Trust, Mortgage · Construction Mortgage
CENTERSTATE BANK OF FLORIDA NA
Mar 14, 2018Warranty Deed, Transfer
MAJESTY TITLE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2018 · Amount on Record
Deed SaleMar 14, 2018 · Amount on Record
Prior SaleApr 25, 2006 · Amount on Record
Deed Document Number2018102679
Deed Book / Page25623 / 12
Last Transfer DateJul 21, 2026
Transfer Doc0000281238
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 21, 2026
Property Address2007 LOST RIVER TRL, RUSKIN, FL 33570-2614
Document Number0000281238
Instrument DateJul 21, 2026
Instrument2026281238
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2007 LOST RIVER TRL, RUSKIN, FL 33570-2614

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2007 LOST RIVER TRL, RUSKIN, FL 33570-2614
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017641
DateJan 16, 2020
Instrument2020017641
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueFeb 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change5.62%
Index1-Year CMT
Max Rate9.62%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 14, 2018
Property Address2007 LOST RIVER TRL, RUSKIN, FL 33570-2614
Document Number0256230012
Book / Page025623 / 000012
Instrument DateMar 12, 2018
Instrument102679
Transaction TypeTransfer
Record UpdatedMar 23, 2018
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$595.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22804 ROBINS NEST CT LAND O LAKES FL 346396406, LAND O LAKES, FL 34639-6406

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,586 (+2.7%)$635,663 (-4.3%) Land $205,443 Building $430,220
2025$7,550.00 (+14.53%) Homeowner's exemption$420,240 (+8.15%)$664,250 (+4.64%) Land $205,443 Building $458,807
2023$6,592.00 (+3.93%) Homeowner's exemption$388,561 (+3%)$634,778 (+12.03%) Land $184,916 Building $449,862
2022$6,343.00 Homeowner's exemption$377,244$566,618 Land $164,389 Building $402,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 139 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies139 in force
Nearby Flood Claims189 (1982–2026)
Claims Outside the SFHA10 of 189
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Helene, Sep 2024 · 80 claims
  • Tropical Storm Josephine, Oct 1996 · 20 claims
  • Hurricane Elena, Sep 1985 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Verizon
Fixed Wireless
300 / 20

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