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2014 Lost River Trl, Ruskin, FL 33570 Property Records

Hillsborough County property record for 2014 Lost River Trl, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,469 sqft · built 2017
Lot Size2.44 acres (106,621 sqft)
OwnerIndividual Name on File
Last Sale$975,000 (May 2023)
Tax Bill$13,124 (2025)
Deeds & MortgagesMay 2023 Sale
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0326850042

Property Details

APN / Parcel Number

Primary APN0326850042
Alternative APN
  • U14321890O000004000090

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,469 sqft Heated Area
1st Floor Area2,469 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area106,621 sqft (2.44 acres)
Lot Dimensions357 ft deep x 162 ft wide
Garage Area759 sqft
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area452 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0326850042
Street Address2014 LOST RIVER TRL
CityRUSKIN
StateFL
Zip33570-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOST RIVER PRESERVE PHASE 2 LOT 9 BLOCK 4
Legal Range18E
Legal Township32S
Legal Section14
Legal SubdivisionLOST RIVER PRESERVE PHASE 2
Legal Phase2
Legal Block4
Legal Lot Number9
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1022
Census Tract14104

Owner

Source: Hillsborough County records · APN 0326850042

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2014 LOST RIVER TRL, RUSKIN, FL 33570-2612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Apr 04, 2017Deed of Trust, Mortgage · ARM
WHITNEY BANK
Feb 28, 2018Loan Modification, Mortgage
HANCOCK BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2023 · Amount on Record
Deed SaleMay 11, 2023 · Amount on Record
Prior SaleDec 05, 2015 · Amount on Record
Deed Document Number2023202921
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 11, 2023
Property Address2014 LOST RIVER TRL, RUSKIN, FL 33570-2612
Document Number0000202921
Map ReferenceMB 108 PG 20-32
Instrument DateMay 11, 2023
Instrument2023202921
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$6,825.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1349 ANCHOR BEND DR, RUSKIN, FL 33570-8086

Transferred To (Grantee/Buyer)

NameVerified Name
Address2014 LOST RIVER TRL, RUSKIN, FL 33570-2612

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2014 LOST RIVER TRL, RUSKIN, FL 33570-2612
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2014 LOST RIVER TRL, RUSKIN, FL 33570-2612

Mortgage

Document Number2021399239
DateAug 09, 2021
Instrument2021399239
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2014 LOST RIVER TRL, RUSKIN, FL 33570-2612
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE OF

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0248420356
DateApr 04, 2017
Book Page24842/0356
Instrument2017127767
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39502
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueApr 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.74%
Type Change DateApr 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address2014 LOST RIVER TRL, RUSKIN, FL 33570-2612
Document Number0256550390
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedNov 15, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2014 LOST RIVER TRL RUSKIN FL 335702612, RUSKIN, FL 33570-2612

Mortgage

Document Number0256550390
DateMar 29, 2018
Book Page025655/000390
Instrument123158
Lender
NameHANCOCK BK
TypeBank
AddressGULFPORT, MS 39502
Agreement
AmountAmount Recorded
Term360 Months
DueMar 28, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,124.00 (+94.37%) Homeowner's exemption Disabled Person's exemption$730,627 (+83.68%)$790,199 (+23.64%) Land $261,961 Building $528,238
2023$6,752.00 (+14.52%) Homeowner's exemption$397,774 (+13.1%)$639,115 (+19.76%) Land $235,848 Building $403,267
2022$5,896.00 Homeowner's exemption$351,703$533,671 Land $209,736 Building $323,935

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 139 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies139 in force
Nearby Flood Claims189 (1982–2026)
Claims Outside the SFHA10 of 189
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Helene, Sep 2024 · 80 claims
  • Tropical Storm Josephine, Oct 1996 · 20 claims
  • Hurricane Elena, Sep 1985 · 19 claims

Wildfire

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 11 locations within half a mile of this property.

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