St. Charles County property record for 2015 Graystone Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,105 sqft · built 1995 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Dec 2021) |
| Tax Bill | $4,559 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A953000941 |
| Primary APN | A953000941 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,105 sqft Living Area |
| Gross Area | 3,917 sqft |
| 1st Floor Area | 1,252 sqft |
| Basement Area | 1,213 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 413 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A953000941 |
|---|---|
| Street Address | 2015 GRAYSTONE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOGEY CROSSING LOT 43 |
| Legal Subdivision | BOGEY CROSSING |
| Legal Lot Number | 43 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 310902 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2015 GRAYSTONE DR, SAINT CHARLES, MO 63303-4666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| May 25, 2018 | Trustee's Deed, Construction Loan · Line of Credit MIDLAND STATES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Deed Document Number | 2021101782 |
| Prior Transfer Date | Mar 5, 2012 |
| Prior Transfer Doc | 0057480469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 17, 2021 |
| Property Address | 2015 GRAYSTONE DR, SAINT CHARLES, MO 63303-4666 |
| Document Number | 0000101782 |
| Map Reference | MB 32 PG 14 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021R-101782 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2015 GRAYSTONE DR, SAINT CHARLES, MO 63303-4666 |
| Document Number | 0000101783 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021R-101783 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 25, 2018 |
| Property Address | 2015 GRAYSTONE DR, SAINT CHARLES, MO 63303-4666 |
| Document Number | 0069240001 |
| Book / Page | 006924 / 000001 |
| Instrument Date | May 22, 2018 |
| Instrument | 288780 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 19, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10407 BAUER RD #B ST LOUIS MO 63128, B, ST LOUIS, MO 63128 |
| Document Number | 69240001 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 006924/000001 |
| Instrument | 288780 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,278 (-) | $417,253 (-) Land $75,000 Building $342,253 | |
| 2025 | $4,559.00 (+4.18%) | $79,278 (+7.29%) | $417,253 (+7.29%) Land $75,000 Building $342,253 |
| 2024 | $4,376.00 | ||
| 2023 | $73,894 | ||
| 2022 | $388,918 Land $55,000 Building $333,918 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 55 (1978–2016) |
| Most Recent Claim | Jan 2016 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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