2007 Graystone Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2007 Graystone Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2021)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A953000939`

Property Details

APN / Parcel Number

Primary APN	`A953000939`
Alternative APN	`3-0003-7123-00-0041.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
Gross Area	3,510 sqft
1st Floor Area	1,598 sqft
Basement Area	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A953000939
Street Address	2007 GRAYSTONE DR
City	SAINT CHARLES
State	MO
Zip	63303-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOGEY CROSSING LOT 41
Legal Subdivision	BOGEY CROSSING
Legal Lot Number	41
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	2
Census Block	2011
Census Tract	310902

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2007 GRAYSTONE DR, SAINT CHARLES, MO 63303-4666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Jun 4, 2018
Deed Document Number	202162504
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	0000062503
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 26, 2021
Property Address	2007 GRAYSTONE DR, SAINT CHARLES, MO 63303-4666
Document Number	2021R062504
Map Reference	MB 32 PG 14
Instrument Date	Jul 23, 2021
Instrument	2021R-062504
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 BREEZE PARK DR APT 384, 600, WELDON SPRING, MO 63304-9179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2007 GRAYSTONE DR, SAINT CHARLES, MO 63303-4666

Mortgage

Document Number	2021R062505
Date	Jul 26, 2021
Instrument	2021R-062505

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,970 (-)	$336,682 (-) Land $75,000 Building $261,682
2025	$3,685.00 (+16.06%)	$63,970 (+7.73%)	$336,682 (+7.73%) Land $75,000 Building $261,682
2023		$59,380 (+19.24%)
2022	$3,175.00	$49,798	$312,524 (+19.24%) Land $55,000 Building $257,524
2021			$262,096 Land $45,000 Building $217,096

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	55 (1978–2016)
Most Recent Claim	Jan 2016 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20