2011 Graystone Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2011 Graystone Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,472 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Mar 2017)
Tax Bill	$4,703 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A953000940`

Property Details

APN / Parcel Number

Primary APN	`A953000940`
Alternative APN	`3-0003-7123-00-0042.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,260 sqft

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A953000940
Old Parcel Number	A953000940
Street Address	2011 GRAYSTONE DR
City	SAINT CHARLES
State	MO
Zip	63303-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOGEY CROSSING LOT 42
Legal Range	04E
Legal Township	46N
Legal Subdivision	BOGEY CROSSING
Legal Lot Number	42
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	2
Census Block	2011
Census Tract	310902

Owner

Source: St. Charles County records · APN A953000940

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2011 GRAYSTONE DR, SAINT CHARLES, MO 63303-4666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	Dec 31, 2001
Deed Document Number	0006720345
Deed Book / Page	6720 / 345
Record Updated	Jun 08, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 30, 2017
Property Address	2011 GRAYSTONE DR, SAINT CHARLES, MO 63303-4666
Document Number	0067200345
Book / Page	6720 / 0345
Map Reference	MB 32 PG 14
Instrument Date	Mar 29, 2017
Instrument	20170330000190270
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	US TITLE CORPORATION AND OR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 GRAYSTONE DR, 2011, SAINT CHARLES, MO 63303-4666

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2011 GRAYSTONE DR, SAINT CHARLES, MO 63303-4666

Mortgage

Document Number	20170330000190280
Date	Mar 30, 2017
Instrument	20170330000190280

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,703.00	$81,799 (+7.09%)	$430,520 (+7.09%) Land $75,000 Building $355,520
2023		$76,383
2022			$402,014 Land $55,000 Building $347,014

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	55 (1978–2016)
Most Recent Claim	Jan 2016 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 15 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 363 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES PWS serves 78,961 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.