20146 American Ave, Hilmar, CA 95324 Property Records

Merced County property record for 20146 American Ave, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,745 sqft · built 2003
Lot Size	0.187 acres (8,132 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Feb 2022)
Tax Bill	$5,242 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`015-210-041-000`

Property Details

APN / Parcel Number

Primary APN	`015-210-041-000`
Alternative APN	`015-210-041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area
Gross Area	2,217 sqft
1st Floor Area	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	8,132 sqft (0.187 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Patio Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	015-210-041
Street Address	20146 AMERICAN AVE
City	HILMAR
State	CA
Zip	95324-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AMERICAN EST #2 LOT 85
Legal Subdivision	AMERICAN ESTATE
Legal Lot Number	85
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2000
Census Tract	404

Owner

20146 American Ave is owned and occupied by two individuals who bought it in February 2022.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20146 AMERICAN AVE, HILMAR, CA 95324-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 17, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on File
Deed Sale	Feb 16, 2022 · Amount on File
Prior Sale	Apr 17, 2019 · Amount on File
Deed Document Number	20227013
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	0000003116
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 16, 2022
Property Address	20146 AMERICAN AVE, HILMAR, CA 95324-9645
Document Number	0000007013
Map Reference	VOL 35 PG 42&43
Instrument Date	Feb 11, 2022
Instrument	2022007013
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20146 AMERICAN AVE, HILMAR, CA 95324-9645

Mortgage

Document Number	0000007014
Date	Feb 16, 2022
Instrument	2022007014

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	20146 AMERICAN AVE, HILMAR, CA 95324-9645
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20146 AMERICAN AVE, HILMAR, CA 95324-9645

Mortgage

Document Number	0000017842
Date	Apr 21, 2021
Instrument	2021017842

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 17, 2019
Property Address	20146 AMERICAN AVE, HILMAR, CA 95324-9645
Document Number	0000010934
Map Reference	VOL 35 PG 42&43
Instrument Date	Apr 15, 2019
Instrument	2019010934
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20146 AMERICAN AVE, HILMAR, CA 95324-9645

Mortgage

Document Number	0000010935
Date	Apr 17, 2019
Instrument	2019010935

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 31, 2018
Property Address	20146 AMERICAN AVE, HILMAR, CA 95324-9645
Document Number	0000003116
Instrument Date	Aug 28, 2017
Instrument	3116
Transaction Type	Transfer
Record Updated	Mar 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	24789 N COUNTY ROAD 3360 WYNNEWOOD OK 730989364, WYNNEWOOD, OK 73098-9364

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 31, 2018
Property Address	20146 AMERICAN AVE, HILMAR, CA 95324-9645
Document Number	0000003118
Instrument Date	Aug 15, 2017
Instrument	3118
Transaction Type	Transfer
Record Updated	Mar 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 220 GOLCONDA NV 894140220, GOLCONDA, NV 89414-0220

Tax Assessment & Valuation

The 2025 property tax bill for 20146 American Ave was $5,242 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,918 (+2%) Land $92,006 Building $405,912
2025	$5,242.00 Homeowner's exemption	$488,155 Land $90,202 Building $397,953
2023	$5,011.00 (+26.41%) Homeowner's exemption	$469,200 Land $86,700 Building $382,500
2022	$3,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20146 American Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20146 American Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies.

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