20109 American Ave, Hilmar, CA 95324 Property Records

Merced County property record for 20109 American Ave, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,125 sqft · built 1947
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Feb 2022)
Tax Bill	$3,691 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-033-012-000`

Property Details

APN / Parcel Number

Primary APN	`015-033-012-000`
Alternative APN	`015-033-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	1,365 sqft
1st Floor Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Tile
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-033-012
Street Address	20109 AMERICAN AVE
City	HILMAR
State	CA
Zip	95324-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TN HIL LOTS 13&14 BLK 7
Legal Subdivision	TN HIL
Legal Block	7
Legal Lot Number	13,14
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2011
Census Tract	404

Owner

20109 American Ave is owned and occupied by an individual who bought it in February 2022.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	20109 AMERICAN AVE, HILMAR, CA 95324-9632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Apr 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 24, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Aug 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Document Number	20225109
Prior Transfer Date	Aug 13, 2018
Prior Transfer Doc	0000024844
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 1, 2022
Property Address	20109 AMERICAN AVE, HILMAR, CA 95324-9632
Document Number	0000005109
Map Reference	VOL 7 PG 23
Instrument Date	Jan 25, 2022
Instrument	2022005109
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20109 AMERICAN AVE, HILMAR, CA 95324-9632

Mortgage

Document Number	0000005110
Date	Feb 1, 2022
Instrument	2022005110

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	20109 AMERICAN AVE, HILMAR, CA 95324-9632
Document Number	0000011610
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20109 AMERICAN AVE HILMAR CA 953249632, HILMAR, CA 95324-9632

Mortgage

Document Number	0000011610
Date	Apr 8, 2020
Instrument	11610

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 24, 2018
Property Address	20109 AMERICAN AVE, HILMAR, CA 95324-9632
Document Number	0000026182
Instrument Date	Aug 14, 2018
Instrument	26182
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1174 HILMAR CA 953241174, HILMAR, CA 95324-1174

Mortgage

Document Number	26183
Date	Aug 24, 2018
Instrument	26183

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 14, 2018
Property Address	20109 AMERICAN AVE, HILMAR, CA 95324-9632
Document Number	0000024844
Instrument Date	Aug 13, 2018
Instrument	24844
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

Tax Assessment & Valuation

The 2025 property tax bill for 20109 American Ave was $3,691 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$351,788 (+2%) Land $92,006 Building $259,782
2025	$3,691.00 Homeowner's exemption	$344,891 Land $90,202 Building $254,689
2023	$3,528.00 (+42.55%) Homeowner's exemption	$331,500 Land $86,700 Building $244,800
2022	$2,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20109 American Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20109 American Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies.

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