20176 American Ave, Hilmar, CA 95324 Property Records

Merced County property record for 20176 American Ave, Hilmar, CA 95324

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,336 sqft · built 2003
Lot Size	0.187 acres (8,132 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Nov 2021)
Tax Bill	$4,743 (2025)
Deeds & Mortgages	Nov 2021 Sale Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-210-039-000`

Property Details

APN / Parcel Number

Primary APN	`015-210-039-000`
Alternative APN	`015-210-039`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	8,132 sqft (0.187 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	015-210-039
Street Address	20176 AMERICAN AVE
City	HILMAR
State	CA
Zip	95324-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AMERICAN EST #2 LOT 83
Legal Subdivision	AMERICAN ESTATE
Legal Lot Number	83
Jurisdiction	MERCED CA
Township / Civil Division	HILMAR-IRWIN
Census Block Group	2
Census Block	2000
Census Tract	404

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 FILBERT ST, HALF MOON BAY, CA 94019-2111
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Dec 19, 2013 · Amount on Record
Deed Document Number	202150829
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 15, 2021
Property Address	20176 AMERICAN AVE, HILMAR, CA 95324-9645
Document Number	0000050829
Map Reference	VOL 35 PG 42&43
Instrument Date	Nov 10, 2021
Instrument	2021050829
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	601 FILBERT ST, HALF MOON BAY, CA 94019-2111

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	20176 AMERICAN AVE, HILMAR, CA 95324-9645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034713
Date	Oct 25, 2019
Instrument	2019034713

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Unified School District	Hilmar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,795 (+2%) Land $92,006 Building $351,789
2025	$4,743.00 (+4.54%)	$435,094 (+4.04%) Land $90,202 Building $344,892
2023	$4,537.00 (+1.34%)	$418,200 Land $86,700 Building $331,500
2022	$4,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILMAR COUNTY WATER DISTRICT serves 5,504 people · EPA ID CA2410012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies.

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