2014 Flounder Run, New Bern, NC 28562 Property Records

Craven County property record for 2014 Flounder Run, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 2020
Lot Size	0.23 acres (10,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,500 (Jun 2021)
Tax Bill	$2,760 (2026)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-106-2-192`

Property Details

APN / Parcel Number

Primary APN	`7-106-2-192`
Alternative APN	`134007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,787 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,015 sqft (0.23 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	134007
Street Address	2014 FLOUNDER RUN
City	NEW BERN
State	NC
Zip	28562-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 192 BENDIGO BAY PH 1 SCT B AT BLUEWATER RISE
Legal Subdivision	BENDIGO BAY
Legal Phase	1
Legal Lot Number	192
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3022
Census Tract	961004

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2014 FLOUNDER RUN, NEW BERN, NC 28562-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Jun 15, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	202110077652
Deed Book / Page	3675 / 550
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	May 15, 2026
Property Address	2014 FLOUNDER RUN, NEW BERN, NC 28562-1301
Document Number	03880/1267
Book / Page	3880 / 1267
Instrument Date	May 15, 2026
Instrument	202610156288
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010156288,
Date	May 15, 2026
Book Page	3880/1267
Instrument	202610156288

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 15, 2021
Property Address	2014 FLOUNDER RUN, NEW BERN, NC 28562-1301
Document Number	3675/550
Book / Page	3675 / 550
Map Reference	CAB I SL 167-C
Instrument Date	Jun 15, 2021
Instrument	10077652
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7122, JACKSONVILLE, NC 28540-2122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 FLOUNDER RUN, NEW BERN, NC 28562-1301

Mortgage

Document Number	3675553
Date	Jun 15, 2021
Instrument	3675/553

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,760.00 (+3.49%)	$310,930 (-) Land $45,000 Building $265,930	$310,930 (-) Land $45,000 Building $265,930
2025	$2,667.00 (+1.64%)	$310,930 (-) Land $45,000 Building $265,930	$310,930 (-) Land $45,000 Building $265,930
2023	$2,624.00	$310,930 Land $45,000 Building $265,930	$310,930 Land $45,000 Building $265,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	18 (2011–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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