2005 Flounder Run, New Bern, NC 28562 Property Records

Craven County property record for 2005 Flounder Run, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,092 sqft · built 2021
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jan 2023)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-106-2-187`

Property Details

APN / Parcel Number

Primary APN	`7-106-2-187`
Alternative APNs	`134577` `114918` `117107`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,092 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	117107
Street Address	2005 FLOUNDER RUN
City	NEW BERN
State	NC
Zip	28562-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 187 BENDIGO BAY PH 1 SCT B AT BLUEWATER RISE
Legal Subdivision	BENDIGO BAY
Legal Phase	1
Legal Lot Number	187
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3022
Census Tract	961004

Owner

2005 Flounder Run is owned and occupied by two individuals who bought it in January 2023.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2005 FLOUNDER RUN, NEW BERN, NC 28562-1301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jul 27, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on File
Deed Sale	Jan 10, 2023 · Amount on File
Prior Sale	Jul 27, 2021 · Amount on File
Deed Document Number	202310107747
Deed Book / Page	3752 / 390
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 10, 2023
Property Address	2005 FLOUNDER RUN, NEW BERN, NC 28562-1301
Document Number	003752/390
Book / Page	3752 / 390
Map Reference	CAB I SL 167-C
Instrument Date	Jan 3, 2023
Instrument	10107747
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 FLOUNDER RUN, NEW BERN, NC 28562-1301

Mortgage

Document Number	0003752393
Date	Jan 10, 2023
Instrument	3752/393

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 27, 2021
Property Address	2005 FLOUNDER RUN, NEW BERN, NC 28562-1301
Document Number	3681/2095
Book / Page	3681 / 2095
Map Reference	CAB I SL 167-C
Instrument Date	Jul 27, 2021
Instrument	10080179
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 FLOUNDER RUN, NEW BERN, NC 28562-1301

Mortgage

Document Number	36812098
Date	Jul 27, 2021
Instrument	3681/2098

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Flounder Run was $2,930.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,460 (-) Land $45,000 Building $297,460	$342,460 (-) Land $45,000 Building $297,460
2025	$2,930.00	$342,460 Land $45,000 Building $297,460	$342,460 Land $45,000 Building $297,460
2023	$2,846.00 (+21.99%)	$337,890 (+54.89%) Land $45,000 Building $292,890	$337,890 Land $45,000 Building $292,890
2022	$2,333.00	$218,150 Land $35,000 Building $183,150
2018			$218,150 Land $35,000 Building $183,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Flounder Run in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	18 (2011–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Flounder Run is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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