2009 Flounder Run, New Bern, NC 28562 Property Records

Craven County property record for 2009 Flounder Run, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,687 sqft · built 2020
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Mar 2021)
Tax Bill	$2,431 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-106-2-189`

Property Details

APN / Parcel Number

Primary APN	`7-106-2-189`
Alternative APN	`132929`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	132929
Street Address	2009 FLOUNDER RUN
City	NEW BERN
State	NC
Zip	28562-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 189 BENDIGO BAY PH 1 SCT B AT BLUEWATER RISE
Legal Subdivision	BENDIGO BAY
Legal Phase	1
Legal Lot Number	189
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3022
Census Tract	961004

Owner

2009 Flounder Run is owned and occupied by an individual who bought it in March 2021.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2009 FLOUNDER RUN, NEW BERN, NC 28562-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 12, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Deed Document Number	202110071440
Deed Book / Page	3658 / 1950
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2009 FLOUNDER RUN, NEW BERN, NC 28562-1301
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03863/1418
Date	Dec 18, 2025
Book Page	3863/1418
Instrument	10150210

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2009 FLOUNDER RUN, NEW BERN, NC 28562-1301
Transaction Type	Mortgage
Record Updated	Apr 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03758/1187
Date	Mar 23, 2023
Book Page	3758/1187
Instrument	10110458

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2033

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 12, 2021
Property Address	2009 FLOUNDER RUN, NEW BERN, NC 28562-1301
Document Number	3658/1950
Book / Page	3658 / 1950
Map Reference	CAB I SL 167-C
Instrument Date	Mar 2, 2021
Instrument	10071440
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7122, JACKSONVILLE, NC 28540-2122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 FLOUNDER RUN, NEW BERN, NC 28562-1301

Mortgage

Document Number	36581953
Date	Mar 12, 2021
Instrument	3658/1953

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2009 Flounder Run was $2,431, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,431.00 (+3.49%)	$272,830 (-) Land $45,000 Building $227,830	$272,830 (-) Land $45,000 Building $227,830
2025	$2,349.00	$272,830 Land $45,000 Building $227,830	$272,830 Land $45,000 Building $227,830
2023	$2,310.00 (+9.69%)	$272,830 (+38.97%) Land $45,000 Building $227,830	$272,830 Land $45,000 Building $227,830
2022	$2,106.00	$196,330 Land $35,000 Building $161,330
2018			$196,330 Land $35,000 Building $161,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2009 Flounder Run in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	18 (2011–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2009 Flounder Run is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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