2014 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2014 4th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,478 sqft · built 2023
Lot Size	0.329 acres (14,348 sqft)
Owner	Individual Name on Record
Last Sale	$1,099,200 (Feb 2023)
Tax Bill	$23,258 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`10157.3945-9`

Property Details

APN / Parcel Number

Primary APN	`10157.3945-9`
Alternative APN	`3418181015739459`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,478 sqft Living Area
Gross Area	5,691 sqft

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	14,348 sqft (0.329 acres)
Terrain	Low
Garage Type	Attached
Garage Area	788 sqft
Porch	Open Porch
Patio Area	2,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3418181015739459
Street Address	2014 4TH ST E
City	PALMETTO
State	FL
Zip	34221-2479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 189 SANCTUARY COVE PI#10157.3945/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	1015700
Legal Block	1043
Legal Lot Number	189
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2014 4TH ST E, PALMETTO, FL 34221-2479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Special Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC
May 11, 2021	Special Warranty Deed, Transfer CALATLANTIC TITLE INC, CALATLANTIC TITLE

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	May 11, 2021 · Amount on Record
Deed Document Number	202341012474
Record Updated	Jun 8, 2026

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 7, 2023
Property Address	2014 4TH ST E, PALMETTO, FL 34221-2479
Document Number	0041012474
Map Reference	MB 54 PG 71
Instrument Date	Jan 31, 2023
Instrument	202341012474
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,694.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2014 4TH ST E, PALMETTO, FL 34221-2479

Mortgage

Document Number	0041012475
Date	Feb 7, 2023
Instrument	202341012475

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 11, 2021
Property Address	2014 4TH ST E, PALMETTO, FL 34221-2479
Document Number	202141062014
Map Reference	MB 54 PG 71
Instrument Date	May 10, 2021
Instrument	202141062014
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	CALATLANTIC TITLE INC, CALATLANTIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, 923, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24301 WALDEN CENTER DR, BONITA SPRINGS, FL 34134-4965
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,143,365 (+398.2%) Land $276,250 Building $867,115	$1,143,365 (+398.2%) Land $276,250 Building $867,115
2024	$23,258.00 (+316.51%)
2023	$5,584.00 (+1.09%)	$229,500 (+2%) Land $229,500	$229,500 (+2%) Land $229,500
2022	$5,524.00	$225,000 Land $225,000	$225,000 Land $225,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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