2009 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2009 4th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,874 sqft · built 2025
Lot Size	0.349 acres (15,217 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2022)
Tax Bill	$9,657 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10157-4200-9`

Property Details

APN / Parcel Number

Primary APN	`10157-4200-9`
Alternative APN	`3418181015742009`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,874 sqft Living Area
Gross Area	5,916 sqft
1st Floor Area	2,978 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,217 sqft (0.349 acres)
Lot Width	100 ft Width
View / Lot	River
Garage Type	Attached
Garage Area	931 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2009 4TH ST E
City	PALMETTO
State	FL
Zip	34221-2480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 240 SANCTUARY COVE PI#10157.4200/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	01015700
Legal Lot Number	240
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

Source: Manatee County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2009 4TH ST E, PALMETTO, FL 34221-2480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 13, 2022	Special Warranty Deed, Transfer BARNES WALKER TITLE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	202290808
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2009 4TH ST E, PALMETTO, FL 34221-2480
Transaction Type	Mortgage
Record Updated	Apr 13, 2023
Title Company	BARNES WALKER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19407 FRENCH LACE DR, LUTZ, FL 33558-9243

Mortgage

Document Number	0041030843
Date	Mar 27, 2023
Instrument	202341030843

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.97%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.97%
Index	Other
Margin	3
Max Rate	9.97%

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 13, 2022
Property Address	2009 4TH ST E, PALMETTO, FL 34221-2480
Document Number	0041090808
Map Reference	MB 54 PG 71
Instrument Date	Jul 13, 2022
Instrument	202241090808
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, 923, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19407 FRENCH LACE DR, LUTZ, FL 33558-9243

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,250,525 (+206.5%) Land $408,000 Building $842,525	$1,250,525 (+206.5%) Land $408,000 Building $842,525
2025	$9,657.00 (+2.44%)	$408,000 (-) Land $408,000	$408,000 (-) Land $408,000
2024	$9,427.00 (-1.65%)
2023	$9,585.00 (+95.53%)	$408,000 (+2%) Land $408,000	$408,000 (+2%) Land $408,000
2022	$4,902.00	$400,000 Land $400,000	$400,000 Land $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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