2105 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 2105 4th St E, Palmetto, FL 34221

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.327 acres (14,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2024)
Tax Bill	$9,657 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`10157-4215-9`

Property Details

APN / Parcel Number

Primary APN	`10157-4215-9`
Alternative APN	`3418181015742159`

Exterior

Lot Area	14,261 sqft (0.327 acres)
Lot Width	76.3 ft Width
View / Lot	River

Location & Zoning

Street Address	2105 4TH ST E
City	PALMETTO
State	FL
Zip	34221-2482
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PL_PD-MU
Legal Description	LOT 243 SANCTUARY COVE PI#10157.4215/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	01015700
Legal Block	1
Legal Lot Number	243
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

Source: Manatee County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 RIVIERA DUNES WAY, 304, PALMETTO, FL 34221-7100
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 19, 2024	Warranty Deed, Transfer BARNES WALKER TITLE INC
Oct 31, 2022	Special Warranty Deed, Transfer BARNES WALKER TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on Record
Deed Sale	Jan 19, 2024 · Amount on Record
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	20245419
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Sep 14, 2026
Property Address	2105 4TH ST E, PALMETTO, FL 34221-2482
Document Number	0000106214
Instrument Date	Sep 9, 2026
Instrument	2026106214
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 4TH ST E, PALMETTO, FL 34221-2482

Mortgage

Document Number	0000106214,
Date	Sep 14, 2026
Instrument	2026106214

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 19, 2024
Property Address	2105 4TH ST E, PALMETTO, FL 34221-2482
Document Number	0041005419
Map Reference	MB 54 PG 71
Instrument Date	Jan 19, 2024
Instrument	202441005419
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4470 NORTHGATE CT, SARASOTA, FL 34234-2121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 WHITFIELD AVE, SARASOTA, FL 34243-1304

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 31, 2022
Property Address	2105 4TH ST E, PALMETTO, FL 34221-2482
Document Number	0041131690
Map Reference	MB 54 PG 71
Instrument Date	Oct 31, 2022
Instrument	202241131690
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$4,774.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, 923, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4470 NORTHGATE CT, SARASOTA, FL 34234-2121

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,000 (-) Land $408,000	$408,000 (-) Land $408,000
2025	$9,657.00 (+2.44%)	$408,000 (-) Land $408,000	$408,000 (-) Land $408,000
2024	$9,427.00 (-1.65%)
2023	$9,585.00 (+95.53%)	$408,000 (+2%) Land $408,000	$408,000 (+2%) Land $408,000
2022	$4,902.00	$400,000 Land $400,000	$400,000 Land $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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