2013 Stepping Stone Ln, Henderson, KY 42420 Property Records

Henderson County property record for 2013 Stepping Stone Ln, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,184 sqft · built 1995
Lot Size0.312 acres (13,610 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Jun 2018)
Tax Bill$2,776 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN65M-70

Property Details

APN / Parcel Number

Primary APN65M-70
Alternative APN
  • 43838

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,184 sqft Finished Area

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,610 sqft (0.312 acres)
Garage TypeAttached
Garage Area582 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number43838
Street Address2013 STEPPING STONE LN
CityHENDERSON
StateKY
Zip42420-9197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
Legal SubdivisionSTEPPING STONE
Legal Block1
Legal Lot Number5
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group2
Census Block2004
Census Tract20603

Owner

Source: Henderson County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2013 STEPPING STONE LN, HENDERSON, KY 42420-9197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK
Jun 4, 2018Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 4, 2018 · Amount on Record
Deed SaleJun 4, 2018 · Amount on Record
Prior SaleJul 21, 2015 · Amount on Record
Deed Document Number2018005788
Deed Book / PageRE 0631 / 134
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address2013 STEPPING STONE LN, HENDERSON, KY 42420-9197
Transaction TypeMortgage
Record UpdatedMay 1, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1308/762
DateApr 6, 2020
Book PageMT 1308/762
Instrument2020003259
Lender
NameOLD NATIONAL BANK
TypeBank
AddressEVANSVILLE, IN 47708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2035

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateJun 4, 2018
Property Address2013 STEPPING STONE LN, HENDERSON, KY 42420-9197
Document NumberRE0631/134
Book / PageRE 0631 / 134
Map ReferenceMB 7 PG 1
Instrument DateMay 31, 2018
Instrument2018005788
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyFORMAN WATSON LAND TITLE LLC, FORMAN WATSON LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9523 COLLWE PL, 9523, OOLTEWAH, TN 37363

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2013 STEPPING STONE LN, HENDERSON, KY 42420-9197

Mortgage

Document Number2018005789
DateJun 4, 2018
Instrument2018005789
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2033

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,776.00 (-1.91%) Homeowner's exemption$299,500 (-)$299,500 (-)
2023$2,830.00 (+6.67%) Homeowner's exemption$299,500 (+6.96%)$299,500 (+6.96%)
2022$2,653.00$280,000$280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
Benton Ridge Telephone Company
Fixed Wireless
100 / 20

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