2005 Stepping Stone Ln, Henderson, KY 42420 Property Records

Henderson County property record for 2005 Stepping Stone Ln, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,760 sqft · built 1995
Lot Size0.313 acres (13,650 sqft)
OwnerIndividual on Record
Last Sale$223,000 (Feb 2011)
Tax Bill$2,582 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN65M-72

Property Details

APN / Parcel Number

Primary APN65M-72
Alternative APN
  • 32129

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,760 sqft Finished Area

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,650 sqft (0.313 acres)
Lot Dimensions130 ft deep x 105 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area49 sqft
Deck Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number32129
Street Address2005 STEPPING STONE LN
CityHENDERSON
StateKY
Zip42420-9197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
Legal SubdivisionSTEPPING STONE
Legal Block1
Legal Lot Number7
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group2
Census Block2004
Census Tract20603

Owner

Source: Henderson County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address2005 STEPPING STONE LN, HENDERSON, KY 42420-9197
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2011 · Amount on Record
Deed SaleFeb 4, 2011 · Amount on Record
Deed Document Number0000580484
Deed Book / Page580 / 484
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address2005 STEPPING STONE LN, HENDERSON, KY 42420-9197
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1428/955
DateOct 3, 2023
Book PageMT1428/955
Instrument2023009047
Lender
NameLIBERTY FCU
TypeCredit Union
AddressEVANSVILLE, IN 47715
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,582.00 (-1.97%) Homeowner's exemption$282,000 (-)$282,000 (-)
2023$2,634.00 (+22.23%) Homeowner's exemption$282,000 (+2%)$282,000 (+2%)
2022$2,155.00 Homeowner's exemption$235,000$235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

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