Henderson County property record for 2009 Stepping Stone Ln, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,800 sqft · built 1997 |
| Lot Size | 0.313 acres (13,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $283,000 (Apr 2018) |
| Tax Bill | $3,765 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65M-71 |
| Primary APN | 65M-71 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,800 sqft Finished Area |
| Family Room | Family Room |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,650 sqft (0.313 acres) |
| Lot Dimensions | 130 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 34 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 43615 |
|---|---|
| Street Address | 2009 STEPPING STONE LN |
| City | HENDERSON |
| State | KY |
| Zip | 42420-9197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | STEPPING STONE |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20603 |
Source: Henderson County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2009 STEPPING STONE LN, HENDERSON, KY 42420-9197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Dec 11, 2019 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Dec 2, 2019 | Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Apr 23, 2018 | Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2018 · Amount on Record |
| Deed Sale | Apr 23, 2018 · Amount on Record |
| Prior Sale | Mar 4, 2013 · Amount on Record |
| Deed Document Number | 2018004141 |
| Deed Book / Page | RE 0630 / 462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 2009 STEPPING STONE LN, HENDERSON, KY 42420-9197 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0MT1377/99 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | MT 1377/99 |
| Instrument | 2021014011 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 2009 STEPPING STONE LN, HENDERSON, KY 42420-9197 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1300/325 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | MT 1300/325 |
| Instrument | 2019013690 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 31, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 2009 STEPPING STONE LN, HENDERSON, KY 42420-9197 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1299/622 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | MT 1299/622 |
| Instrument | 2019013317 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 26, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Apr 23, 2018 |
| Property Address | 2009 STEPPING STONE LN, HENDERSON, KY 42420-9197 |
| Document Number | RE0630/462 |
| Book / Page | RE 0630 / 462 |
| Map Reference | MB 7 PG 1 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 2018004141 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2009 STEPPING STONE LN, 2009, HENDERSON, KY 42420-9197 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2009 STEPPING STONE LN, HENDERSON, KY 42420-9197 |
| Document Number | 2018004142 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 2018004142 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,765.00 (-0.79%) | $339,500 (-) | $339,500 (-) |
| 2023 | $3,795.00 (+21.05%) | $339,500 (+19.96%) | $339,500 (+19.96%) |
| 2022 | $3,135.00 | $283,000 | $283,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures