2013 Ernest Ln, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 2013 Ernest Ln, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	7 ba · 2,134 sqft · built 1992
Lot Size	0.533 acres (23,253 sqft)
Owner	Trust Name on File
Deeds & Mortgages	Nov 2023 Line of Credit May 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-18-102-013`

Property Details

APN / Parcel Number

Primary APN	`10-18-102-013`

Interior

Full Baths	7 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,134 sqft Living Area
Gross Area	3,422 sqft
1st Floor Area	1,711 sqft
Basement Area	940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	23,253 sqft
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	330 sqft
Deck Area	254 sqft
Patio Area	612 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2013 ERNEST LN
City	JOHNSBURG
State	IL
Zip	60051-6364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0022237 LT 8 SHILOH RIDGE MEMO: GALLAGHER, DANIEL J REV TR 2018/ GALLAGHER, ARLET J REV TR 2018
Legal Range	09E
Legal Township	45N
Legal Section	18
Legal Subdivision	SHILOH RIDGE
Legal Tract	2018
Legal Block	102
Legal Lot Number	8
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3020
Census Tract	870703

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2013 ERNEST LN, JOHNSBURG, IL 60051-6364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 15, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Apr 15, 2011
Last Transfer Date	Jul 3, 2018
Transfer Doc	0000022237
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2013 ERNEST LN, JOHNSBURG, IL 60051-6364
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029214
Date	Nov 17, 2023
Instrument	2023R0029214

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2013 ERNEST LN, JOHNSBURG, IL 60051-6364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017210
Date	May 15, 2017
Instrument	2017R0017210

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2013 ERNEST LN, JOHNSBURG, IL 60051-6364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009995
Date	Mar 20, 2020
Instrument	2020R0009995

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.87%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 3, 2018
Property Address	2013 ERNEST LN, JOHNSBURG, IL 60051-6364
Document Number	0000022237
Instrument Date	Jun 20, 2018
Instrument	22237
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2013 EMEST LN JOHNSBURG IL 60051, JOHNSBURG, IL 60051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$101,119 Land $16,165 Building $84,954	$303,357 Land $48,495 Building $254,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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