2008 Ernest Ln, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 2008 Ernest Ln, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,199 sqft · built 1993
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Sep 2018)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-18-101-012`

Property Details

APN / Parcel Number

Primary APN	`10-18-101-012`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,199 sqft Living Area
Gross Area	3,348 sqft
1st Floor Area	1,228 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	21,780 sqft
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	55 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2008 ERNEST LN
City	JOHNSBURG
State	IL
Zip	60051-6365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0032887 LT 10 SHILOH RIDGE MEMO: KONTOMICHALOS, CHRISTOS JR/TAMMI
Legal Range	09E
Legal Township	45N
Legal Section	18
Legal Subdivision	SHILOH RIDGE
Legal Block	101
Legal Lot Number	10
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3020
Census Tract	870703

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2008 ERNEST LN, JOHNSBURG, IL 60051-6365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 28, 2016	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	2018R0032887
Record Updated	Jun 7, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2008 ERNEST LN, JOHNSBURG, IL 60051-6365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004560
Date	Feb 6, 2020
Instrument	2020R0004560

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2040

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 25, 2018
Property Address	2008 ERNEST LN, JOHNSBURG, IL 60051-6365
Document Number	0000032887
Map Reference	DOC92R6045
Instrument Date	Sep 12, 2018
Instrument	2018R0032887
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2008 ERNEST LN, JOHNSBURG, IL 60051-6365

Mortgage

Document Number	0000032888
Date	Sep 25, 2018
Instrument	2018R0032888

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	2008 ERNEST LN, JOHNSBURG, IL 60051-6365
Document Number	0000000764
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Apr 28, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2008 ERNEST LN JOHNSBURG IL 600516365, JOHNSBURG, IL 60051-6365

Mortgage

Document Number	0000000764
Date	Jan 6, 2017
Instrument	764

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$93,988 Land $16,165 Building $77,823	$281,964 Land $48,495 Building $233,469

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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