2004 Ernest Ln, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 2004 Ernest Ln, Johnsburg, IL 60051 · Last verified May 2024

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4 Baths
Architecture Style	Other
Year Built	Built 1992
Square Footage	1,208 sqft Living Area
Lot Size	0.563 acres
Garage	400 sqft
Occupancy	Owner Occupied

Owner

Source: McHenry County records · APN 10-18-101-013

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2004 ERNEST LN, JOHNSBURG, IL 60051-6365
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 07, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2004 ERNEST LN, JOHNSBURG, IL 60051-6365
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012809
Date	Apr 14, 2020
Instrument	2020R0012809

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	4%
Max Rate	18%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$74,543 Land $16,165 Building $58,378	$223,629 Land $48,495 Building $175,134

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`10-18-101-013`

Interior

Full Baths	4 Baths
Partial Baths	2 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,208 sqft Living Area
Gross Area	1,676 sqft Gross Area
1st Floor	1,208 sqft 1st Floor
Basement Area	468 sqft Basement
Finished Basement	458 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1992
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	24,526 sqft
Parking Spaces	2 Parking Spaces
Garage Area	400 sqft Garage
Patio Area	63 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	2004 ERNEST LN
City	JOHNSBURG
State	IL
Zip	60051-6365
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DOC 93R016798 LT 11 SHILOH RIDGE
Legal Range	09E
Legal Township	45N
Legal Section	18
Legal Subdivision	SHILOH RDG
Legal Block	101
Legal Lot Number	11
Jurisdiction	MCHENRY IL
Minor Civil Division	MCHENRY
Census Blockgroup	3
Census Block	3020
Census Tract	870703