2012 O'Neal St, Gainesville, TX 76240 Property Records

Cooke County property record for 2012 O'Neal St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,220 sqft · built 1974
Lot Size	0.373 acres (16,248 sqft)
Owner	Company Name on Record
Last Sale	$239,400 (Nov 2023)
Tax Bill	$6,123 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2385-031-00004`

Property Details

APN / Parcel Number

Primary APN	`2385-031-00004`
Alternative APN	`14127`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,220 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	2,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	16,248 sqft (0.373 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2385-031-00004
Street Address	2012 ONEAL ST
City	GAINESVILLE
State	TX
Zip	76240-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ADDN; BLOCK 31; LOT 4; ACRES .373
Legal Subdivision	HILLCREST ADDN
Legal Block	31
Legal Lot Number	4
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1011
Census Tract	600

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	316 W BROADWAY ST, GAINESVILLE, TX 76240-3970
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Vendor's Lien, Transfer · Line of Credit AMERISTATE BANK
Nov 1, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Deed Document Number	20237313
Deed Book / Page	2611 / 503
Record Updated	Sep 20, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Nov 1, 2023
Property Address	2012 ONEAL ST, GAINESVILLE, TX 76240-3716
Document Number	002611/503
Book / Page	2611 / 503
Map Reference	VOL 5 PG 13
Instrument Date	Oct 31, 2023
Instrument	2023-7313
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6113 CEDAR LN, ROWLETT, TX 75089-3126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W BROADWAY ST, GAINESVILLE, TX 76240-3970

Mortgage

Document Number	0020237314
Date	Nov 1, 2023
Instrument	2023-7314

Lender

Name	AMERISTATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Oct 30, 2026

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	COOKE TX
Recording Date	Nov 1, 2023
Property Address	2012 ONEAL ST, GAINESVILLE, TX 76240-3716
Document Number	002611/497
Book / Page	2611 / 497
Map Reference	VOL 8 PF 18
Instrument Date	Oct 13, 2023
Instrument	2023-7312
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6113 CEDAR LN, ROWLETT, TX 75089-3126

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,123.00 (+10.4%)	$292,703 (+20.11%) Land $58,833 Building $233,870	$292,703 (-2.42%) Land $58,833 Building $233,870
2024	$5,546.00 (+129.65%)
2023		$243,686 Land $58,811 Building $241,160	$299,971 Land $58,811 Building $241,160
2022	$2,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi, Element8.

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