Cooke County property record for 2005 O'Neal St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,627 sqft · built 1974 |
| Lot Size | 0.285 acres (12,419 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,066 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2385-028-00013 |
| Primary APN | 2385-028-00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,627 sqft Living Area |
| Gross Area | 2,540 sqft |
| 1st Floor Area | 1,627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,419 sqft (0.285 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 278 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2385-028-00013 |
|---|---|
| Street Address | 2005 ONEAL ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-3715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST ADDN; BLOCK 28; LOT 12-13 PTS OF |
| Legal Subdivision | HILLCREST ADDN |
| Legal Block | 28 |
| Legal Lot Number | 12-13 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 600 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2005 ONEAL ST, GAINESVILLE, TX 76240-3715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,066.00 (+224.54%) Homeowner's exemption Senior Citizen's exemption | $242,131 (+2.41%) Land $49,144 Building $192,987 | $242,131 (-4.11%) Land $49,144 Building $192,987 |
| 2025 | $1,561.00 (+0.58%) Homeowner's exemption Senior Citizen's exemption | $236,442 (+21%) Land $49,144 Building $203,363 | $252,507 (+2.29%) Land $49,144 Building $203,363 |
| 2024 | $1,552.00 (-37.39%) | ||
| 2023 | $195,406 Land $49,175 Building $197,672 | $246,847 Land $49,175 Building $197,672 | |
| 2022 | $2,479.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1988–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ElektraFi, Element8.
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