2003 O'Neal St, Gainesville, TX 76240 Property Records

Cooke County property record for 2003 O'Neal St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1973
Lot Size	0.221 acres (9,618 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,460 (2026)
Deeds & Mortgages	Oct 2026 Transfer Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2385-028-00006`

Property Details

APN / Parcel Number

Primary APN	`2385-028-00006`
Alternative APN	`19360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,538 sqft Living Area
Gross Area	2,230 sqft
1st Floor Area	1,538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,618 sqft (0.221 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2385-028-00006
Street Address	2003 ONEAL ST
City	GAINESVILLE
State	TX
Zip	76240-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ADDN; BLOCK 28; LOT 6; 2003 ONEAL ST, GAINESVILLE TX 76240
Legal Subdivision	HILLCREST ADDN
Legal Block	28
Legal Lot Number	6
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1010
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2003 ONEAL ST, GAINESVILLE, TX 76240-3715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 23, 2025	Warranty Deed, Transfer
Apr 4, 2024	Warranty Deed, Transfer
Sep 18, 2019	Warranty Deed, Transfer HOWETH TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025
Deed Sale	Sep 23, 2025
Prior Sale	Apr 4, 2024
Deed Document Number	20256730
Deed Book / Page	2735 / 816
Last Transfer Date	Sep 22, 2026
Transfer Doc	0000007403
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOKE TX
Recording Date	Oct 2, 2026
Property Address	2003 ONEAL ST, GAINESVILLE, TX 76240-3715
Document Number	0000007403
Book / Page	2812 / 539
Instrument Date	Sep 22, 2026
Instrument	20267403
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 S DENTON ST, GAINESVILLE, TX 76240-5329

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Sep 23, 2025
Property Address	2003 ONEAL ST, GAINESVILLE, TX 76240-3715
Document Number	002735/816
Book / Page	2735 / 816
Map Reference	CAB A SL I
Instrument Date	Sep 22, 2025
Instrument	2025-6730
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 5 ONEAL ST, GAINESVILLE, TX 76240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 ONEAL ST, GAINESVILLE, TX 76240-3715

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Apr 4, 2024
Property Address	2003 ONEAL ST, GAINESVILLE, TX 76240-3715
Document Number	002637/288
Book / Page	2637 / 288
Map Reference	VOL 4 PG 18
Instrument Date	Apr 2, 2024
Instrument	2024-2284
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3291 E BROADWAY ST # ST216, ST216, GAINESVILLE, TX 76240-7502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 ONEAL ST, GAINESVILLE, TX 76240-3715
Investor	Possibly a Property Investor

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Sep 18, 2019
Property Address	2003 ONEAL ST, GAINESVILLE, TX 76240-3715
Document Number	002285/281
Book / Page	2285 / 281
Map Reference	CAB B SK 196
Instrument Date	Sep 13, 2019
Instrument	00095408
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 OXFORD RD, GREENWOOD, SC 29649-9159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1116, GAINESVILLE, TX 76241-1116

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,460.00 (+205.71%) Homeowner's exemption Senior Citizen's exemption	$260,970 (+16.77%) Land $40,596 Building $220,374	$260,970 (+11.15%) Land $40,596 Building $220,374
2025	$1,786.00 (-5.1%) Homeowner's exemption Senior Citizen's exemption	$223,498 (-4.81%) Land $40,596 Building $194,185	$234,781 (-) Land $40,596 Building $194,185
2024	$1,882.00 (-34.63%) Homeowner's exemption Senior Citizen's exemption	$234,781 (+27.11%) Land $40,596 Building $194,185	$234,781 (+10.83%) Land $40,596 Building $194,185
2023		$184,709 Land $40,596 Building $171,235	$211,831 Land $40,596 Building $171,235
2022	$2,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ElektraFi, Element8.

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